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Oswald Labs was a featured contributor in the Crain’s Cleveland Thought Leader Forum: Employee Benefits Innovation, July 2020. Oswald Companies, Northeast Ohio’s Largest Employee Benefits Services Firm as published in the 2020 Crain’s Cleveland rankings (subscriber login required), launched Oswald Labs in partnership with Spark360 in March 2020   In…

COLUMBUS – June 15, 2020 –  Oswald Companies, one of the country’s largest independent insurance brokerage and risk management firms, is pleased to announce the appointment of Jonathan Sadlier to Market Leader, Central Ohio. Sadlier joined Oswald in 2011 as a Sales Executive and was appointed a Vice President for…

CLEVELAND – May 7, 2020 – Oswald Companies has announced the appointment of Steffan Moody to Global Accounts Director, Group Benefits Division. Moody, a Vice President of Oswald, joined the firm in 2007 and has served as Market Leader for Central Ohio and its Columbus branch office since 2015. Here…

Most people know that Michigan’s long-held no-fault auto insurance law is changing on July 2, 2020. At the heart of this change is the PIP (Personal Injury Protection) level that Michigan drivers will now be able to choose. PIP is the part of your auto insurance policy that pays claims…

We all need medical care at some point, and navigating the landscape can be confusing. Whether it’s an unplanned illness, emergency, planned procedure or test, health insurance plan members face access and care decisions at multiple entry points. A member’s journey might start with a primary care doctor, emergency room…

The fact Americans are living longer – an average of 78.7 years, nine years longer than in 1960 – is attributed to many factors – healthier lifestyles, better access to medical care, and advances in health care practices and medicines. The use of prescription drug plans has become a staple…

What is Medicare? Medicare is the health insurance program run by the Federal Government. It is available to those 65 and older, those under 65 with certain disabilities, and those with end-stage renal disease. If you don’t sign up when first eligible at age 65 and don’t have qualifying coverage…

CLEVELAND – Oct. 7, 2019 – Oswald Companies, one of the largest independently owned insurance brokerages in the U.S., has announced the acquisition of UROne Benefits®. UROne Benefits® is a health insurance and Medicare benefits brokerage firm, based in Litchfield, Ohio, which specializes in delivering individual and family health insurance,…

Inertia can set in as employers struggle to balance escalating benefits costs with organizational financial targets. For employers, passing along higher costs to employees seems to be the easiest and most traditional way to sustain benefits programs. Meanwhile, employees often passively enroll in same original plan they chose when first…

Since Michigan’s new Paid Medical Leave Act went into effect on March 29, 2019, most employers with at least 50 employees are now required to provide up to 40 hours of paid time off for eligible employees each year. Which Employers and Employees are Exempt from the New Law? Certain employers…