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For more than 15 years, Oswald Companies has delivered its proven preferred risk pool health care insurance solution that has saved our clients millions of dollars in premiums. Our fully-insured program, designed for employers with a minimum of 51 eligible employees, provides participating middle market employers the tools necessary to…

When it comes to the Affordable Care Act (ACA), a lot of organizations have questions. Professionals may feel an uncertainty with how everything will work or cost when it comes to their health care needs. “The number one issue clients are worried about is cost,” says Klonk. “There is a…

On April 16th, the EEOC released their long awaited wellness incentive regulations in draft form.  This is welcome news to employers given the EEOC’s recent string of lawsuits challenging the voluntary nature of wellness incentive programs.  The regulations aim to define “voluntary” to ensure incentive amounts are not considered a penalty…

For more than 15 years, ERC Health has been a proven solution that has saved Ohioans millions of dollars in premiums, and consistently beat the market on annual premium rate adjustments. This fully-insured program, designed for employers with a minimum of 51 eligible employees, provides participating middle market employers the…

On April 16th, the Equal Employment Opportunity Commission (EEOC) released their long awaited wellness incentive regulations in draft form. This is welcome news to employers given the EEOC’s recent string of lawsuits challenging the voluntary nature of wellness incentive programs.   Who is impacted?     Companies where Title 1 of…

Left unchecked, the health of a population will almost always “flow” downstream, worsening as individuals first acquire health risks, then precursors to disease, followed by the onset of chronic conditions.  This worsening of health is accelerated by a lack of “upstream” prevention. Check out the infographic below from Oswald’s Employee Benefits…

Luke Clark, Senior Client Executive in Oswald’s Employee Benefits division, will serve as a panelist on the topic of “Staying Compliant with PPACA and the US Department of Labor,” 7:30 a.m., Feb. 26, at the 2015 Health Action Council (HAC) Conference, Cleveland Marriott Downtown.  Joining Luke on the panel are…

CLEVELAND – Feb. 3, 2015 – osWell Health Management, the specialty health and wellness consulting division of Oswald Companies, is kicking off 2015 with a sharp focus on employer-driven evaluation tools for proactive assessment and planning. “Determining which path to take in designing and implementing an effective wellness program is…

Watch as Aranya Tomseth of Business Insurance speaks with Robert J. Klonk, CEO of Oswald Companies, about how the Affordable Care Act is affecting its employee benefits practice and private exchange. View the video or visit the Business Insurance Broker Beat Page. The Oswald Private Exchange, powered by Assurex Global, is…

Oswald is proud to be the presenting sponsor for the Inside Business second annual Health Care Forum. The forum serves as an annual update to senior level business professionals, human resource directors and decision makers within the healthcare industry throughout Northeast Ohio. This year, Thomas F. Zenty III, Chief Executive…