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You might have heard the terms care navigation, advocacy, concierge and care management. They all pertain to helping individuals understand their benefits and properly use health and wellness services. Though this isn’t a new concept, it continues to gain traction in the employee benefits ecosystem. This segment of the benefits…

Employees who understand their benefits, also see greater value in the investment companies make in their people and culture. Watch below to learn how employers are enhancing their employees experience through better education and communication!

With six generations in the workforce and a mixture of people from different races and backgrounds, diversity defines the employee base. Many employers already offer benefits to suit the needs of a wide range of people. For example, baby boomers (born between 1946 and 1964) are most interested in health…

With the fall college semester in full swing, many young adults may be joining the workforce soon, or they already have. Federal law permits parents to keep adult children on their health insurance until age 26, so it’s natural to wonder when parents should take their adult children off their…

Problem A large health system with 1,200 employees was an existing Oswald client. Like many businesses, they began to see costs rise in their traditional employee benefits health plan. Double-digit stop loss increases Significant high-cost claim activity Higher overall cost of care In addition, the employer struggled with employee retention…

Problem A public sector client was not happy with its existing wellness partner, so Oswald was hired to create a better program that would encourage wellness across the organization. Their goal was to create awareness and engagement around wellness, both physically and emotionally. Solution Oswald took a deep dive into the…

Problem Our Ohio-headquartered client with a workforce primarily located in North Carolina acquired a company based in Texas. The employees at the North Carolina location were provided a low-benefit, minimum essential coverage medical plan. However, the Texas location offered more traditional medical plans and generous ancillary benefits. Our client hoped…

Problem An Oswald client faced the challenge of identifying the source of their skyrocketing medical costs. At the same time, they experienced extremely high medical benefit drug charges due to the network paying a percentage of charges that the outpatient facility determines. Solution Our analytics advisors and service team worked…

Problem A commercial real estate company had an incentive-based program that rewarded employees for going to their physician, being tobacco-free, and providing choices to learn and participate in mutually essential activities. The company highly valued preventive screening and early detection, and they wanted to provide additional resources for employees when…

Problem: Egregious mark ups on Medical Specialty Drugs, aka J-codes/white bagging An existing client, a large nonprofit with 6,000 employees, was faced with an unusually high renewal proposal due to a very high-cost medical specialty drug. They had an employee with a chronic condition who had been receiving this expensive…