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Personal Risk Webinar Series: How to Better Protect Yourself, Your Family and Your Investments

oswaldcompanies

Watch on-deamnd our personal risk summer webinar series to better protect yourself, your family and your investments. Watch On-Demand All Sessions in This Series: Session 1: Insuring Successful Individuals and Families Market Trends 2023 June 29, 2023 | Watch Full Webcast (passcode: Trends23!) Successful individuals and families have worked hard…

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National Insurance Awareness Day

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Did you know that today is #NationalInsuranceAwarenessDay? We want to thank our clients for the opportunity to help protect the people and things most important to them. Risk and insurance needs continually evolve; it’s critical that your policies keep up with these changes and are regularly reviewed. Please check out…

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The Cost of Not Buying Flood Insurance

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Flooding events cause billions in damage each year and can occur anywhere. While most consumers do not believe they will be affected, 99% of the counties in America were impacted by flooding between 1996 and 2019, according to the Federal Emergency Management Agency. A flood is caused by mother nature…

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Historic Homes Deserve Specialized Insurance Protection

Many of the most desirable towns and city neighborhoods are centered around a cherished historic district marked by charming older homes and buildings with architectural significance. If you’re lucky enough to live in one of these historic homes, properly insuring your investment is imperative. You didn’t choose a cookie-cutter house,…

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Distracted Driving: When Higher Auto Insurance Rates Become the Least of Your Worries

Corissa Banghart

We’ve all seen it—that person in the car beside us who’s looking down at a phone, eating a cheeseburger, or even applying makeup. This makes most of us very nervous for good reason. In an age when constant contact is expected, texting, monitoring emails and attending virtual meetings have become…

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Storms Among Storms: Spring Severe Weather Preparedness

Spring severe weather season is arriving for much of the United States. NOAA’s Climate Prediction Center is forecasting above-average temperatures across the country this spring, as well as above-average precipitation in the central and eastern United States. Tornadoes, thunderstorms, floods – nature will continue outdoors, as we respond to, and…

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The Real Value of Personal Indemnity

Mark Rader

Most surety deals for privately held companies require the personal guarantee of business owners, similar to bank credit.  When a business gets larger and stronger financially, personal guarantees may be eliminated at some point.  Keep in mind, however, that a surety is also an unsecured creditor, so the surety is…

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New Year, New Opportunity to Review Your Valuables

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The holidays are the giving season but now that the celebration is over, make sure you have adequate coverage to protect your valuables from damage, loss and theft. Perhaps you received a beautiful piece of jewelry or art, a valuable watch, book or bottle of wine. Maybe you even found…

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“Insuring” Your Valuables Are Protected This Valentine’s Day

Christel Romer

We’re all familiar with Valentine’s Day – the day for love. It’s also a day for giving gifts such as candy, flowers and thoughtful cards. Don’t forget expensive jewelry! Now it’s time to get practical. If you have purchased or been the recipient of a splendid gift, make sure you…

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Nine Ways to Protect Your Investment in a Coastal Property

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Though the hurricane season lasts for only six months a year, the challenges of building and repairing homes along the coast is ongoing. Whether you are rebuilding, remodeling or starting anew, considering several proactive building guidelines could make an impact on your insurance premiums and how you fare in a…

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