Heat stress results in dozens of fatalities and thousands of illnesses each year for workers in hot and humid environments. Although OSHA’s heat stress campaign dates back to 2011, the National Emphasis Program that went into effect in 2022 places heat stress near the top of OSHA’s enforcement list. If…
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Though the hurricane season lasts for only six months a year, the challenges of building and repairing homes along the coast is ongoing. Whether you are rebuilding, remodeling or starting anew, considering several proactive building guidelines could make an impact on your insurance premiums and how you fare in a…
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With the 2024 Hurricane Season officially beginning on June 1, it is a good time to assess your personal and/or company plan to protect assets, people, property and profits. Initial forecasting predicts that this season’s activity has the potential to be extremely active. As a Unison Risk Advisors or Oswald Companies…
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As the economy continues to gain momentum, many companies are growing their fleets. On the minds of business owners is whether to stick with traditional gas-powered vehicles or switch to electric or hydrogen fuel cell-powered vehicles. All have their risks and benefits, including in how they are insured and protected.…
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For years, we have become accustomed to the idea of Artificial Intelligence (AI) in the workplace. Computers have enhanced and modernized the way organizations operate, doing jobs historically performed by humans. More recently, AI has become prevalent in the hiring process for thousands of companies. Instead of people sorting through…
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So far, 2024 is showing a variety of trends in the insurance industry. Issues such as extreme weather, nuclear jury verdicts and white-collar crime are causing insureds to pay closer attention to these premium drivers to safeguard against significant impact. Learn more about what’s affecting risk and insurance decisions and…
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Years ago, mergers and acquisitions were sealed with a handshake. Those involved in the deal met in person and technology was in its infancy. Times have changed. As technology becomes a bigger part of doing business, there are many more risks to be considered when a merger is in the…
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Pension plans are on fire in 2024, and we don’t mean they’re burning to the ground, but rather exploding. The largest U.S. corporate pension plans reached 100% funded at the end of 2023, according to a report in Pensions & Investments magazine. That’s great news, especially given the challenges that have led…
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Just like clothing styles, some white-collar crimes are back in fashion. In fact, they are so popular that they cost the American economy an estimated $426 billion annually, according to the U.S. Department of Justice. While it can be hard to prosecute these bad actors, companies can take steps to…
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Deepfakes, shallowfakes, cheapfakes. Cybercriminals are amongst us in many forms, but there are ways to protect yourself and your organization. Oswald Companies teamed up with KeyBank and Inversion6 for a webinar on how to spot the warning signs that you might be a target and how to protect yourself to…
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