Media Center

How an Umbrella Policy can Provide Peace of Mind for Your Organization

Maggie Rettig

If you consider risk exposures for a company, liability is typically always at the top of the list. Finished products, services provided, vehicles on the road, are all exposures that can trigger a liability claim. Underlying policies provide foundational coverage, but this may not be enough in the event of…

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5 Easy Loss Control Measures to Cut Business Costs

Jim Hedrick

Large or small, a loss to your business can jeopardize operations, revenues and continued success. Comprehensive insurance programs will identify you for losses sustained, but how will those losses impact your long term choice and control in the insurance market? A risk management program is an essential part of this…

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The Importance of Business Continuity Planning

Jim Hedrick

Business continuity planning is crucial to ensuring your customers’ needs can be met during and following a business interruption event. The inability to meet customers’ needs has the potential to impact a company’s finances, reputation, and relationships. The damage to your organization’s reputation can result in the loss of even…

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Are You Prepared for an Active Assailant Event?

oswaldcompanies

The headlines don’t seem to stop. 2 dead in shooting outside Southern California Secondary School 9 dead, 27 injured in shooting at Dayton, Ohio Entertainment District A shooting at Walmart Store in El Paso, Texas Leaves 22 Dead and at Least 24 Wounded Former City Employee Kills 12 and Wounds…

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Automation Brings Rise to New Risks, HR Concerns for Manufacturers

It’s no secret automation continues to disrupt manufacturers across every segment. Hard and soft costs can be significant, cyber threats and liabilities escalate, and the challenge to attract, hire, and retain a skilled workforce require new methodologies. The management of sophisticated and evolving risks within the new era of automation,…

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Personal Insurance Market Trends 2019: How Evolving Risks Impact Your Insurance Program

oswaldcompanies

If you have recently reviewed your insurance renewal policies, you may be one of many asking yourself, ‘why did my premium go up so much this year?’ Several trends have impacted home, auto and liability premiums, including weather and non-weather related losses (water), increased costs of technology in homes and…

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Insurance Checklist for Your College Bound Kids

oswaldcompanies

As kids pack up and leave for college, they launch the next exciting chapter of their lives. While they celebrate, we parents keep on worrying from afar, a “skill” we’ve been practicing since the day they were born. We know they’re not quite fully grown yet—despite what they tell us…

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Deciphering the Difference Between Cyber Insurance and Cyber Crime

Dale Kaprosy

It looked like a routine, harmless email from the organization’s IT consultant reminding employees to change their computer passwords to safeguard against hackers; a fairly standard procedure for companies looking to protect their data and computer systems from an attack with cyber insurance. The problem was the email wasn’t from…

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Preparing for the Unthinkable: Active Assailant Coverage

oswaldcompanies

Most of us carry more than a few important dates around in our heads. We remember our kids’ birthdays, wedding anniversaries, and maybe even the day we bought a new house or started a great job. We know that Christmas is always December 25, and Halloween is October 31. But…

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2019 Magnet Survey Overview

The 2019 Ohio Manufacturing Survey, had more than 375 surveys completed. There were 44 questions specifically designed for manufacturers of all types to identify trends in the industry, shed light into manufacturing’s current state, as well as a glimpse into what the future may hold. 48% of the surveys were…

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