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Planning Ahead is Key for Senior Living Facilities The common advice many give when faced with an active shooter situation is to Run, Hide, Fight. But what if the event happens in a place where the population doesn’t have those options? Such an incident happened recently in New London, Ohio.…

Qualified retirement plans, group term life and group disability insurance plans are normally structured to provide the same benefit formula across the board for all covered employees. This results in reverse discrimination against highly paid executives due to benefit and contribution caps. However, there is a way to pay executives…

Initially viewed as a high-priced toy, drones have become a tool for taking aerial photos and video, monitoring crowds, and even spotting wildlife trends. The possibilities are endless for businesses of all kinds, which also means businesses could be held liable for damages caused by a drone. That’s why the…

Unfortunately, resident injuries and even death can happen at care facilities such as nursing homes and assisted living facilities. Take, for example, the case of Lucy Garcia. Lucy was a patient at the Arbors of Oregon, a nursing home in the Toledo, Ohio, area. Lucy, 72, died of sepsis after…

Each year, the Occupational Safety and Health Administration (OSHA) releases its top 10 violations. This year’s list looks similar to years past, but some hazards gained a more prominent ranking.   Fall Protection – With 6,307 violations in fiscal year 2024, fall protection maintained its top ranking, but the number…

Lockout/Tagout/Tryout Electrical systems and installations are highly regulated for the safety of all involved. Follow these guidelines to ensure you are in compliance. If systems need to be energized for work, only properly trained, licensed, and qualified people may work on these systems. The systems can only be worked on…

Employment practice lawsuits can prove to be damaging financially and to a business’s reputation. According to the U.S. Equal Employment Opportunity Commission, there were 110 lawsuits filed in the 2024 fiscal year ending Sept. 30.  The average cost of employment practice claims is $217,000 and it can take nearly a…

For many people, this is the most wonderful time of the year. With the holidays right around the corner, we’re preparing for get-togethers with family and friends and filling up our calendars. But, before you buy the turkey or start chipping away at your gift list, you may need to…

Nearly every organization has an exposure to Cyber Liability. The only differentiating factors are severity and where an organization falls from a risk profile. Organizations that have a large amount of personal health, financial and credit card information can be easily identified as targets for cyberattacks. These attacks are evident…

Accepting the invitation to join a board of directors for a nonprofit organization can be a great honor, but the role also carries many responsibilities. Before you agree to accept a board seat, make sure you understand the roles, risks and responsibilities involved. 1.) What are the expectations of your role on…