Media Center

Workplace Violence is on the Rise: Protect Your Organization

Loren Crabtree and Mackenzie Hurd

Workplace violence is becoming more prevalent in American society. While it is commonly referred to as an active shooter incident, workplace violence ranges from verbal abuse to physical assault. According to the FBI’s 2023 report on active shooter incidents, there were 229 active shooter incidents between 2019-2023, up 89% from…

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Why Every Design Project Needs a Written Contract Before You Begin

Bill Thrush

It is a situation that is not uncommon for design professionals: A client calls up with a new opportunity and requests initial conceptual plans, or a call is received providing notice that a proposal was accepted and services should begin immediately. Excited about the new job prospect and not wanting…

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When You Can’t Run, Hide, Fight: Planning Ahead for Senior Living Facilities

James Phelan

Planning Ahead is Key for Senior Living Facilities The common advice many give when faced with an active shooter situation is to Run, Hide, Fight. But what if the event happens in a place where the population doesn’t have those options? Such an incident happened recently in New London, Ohio.…

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Restoration of Benefits for Highly Compensated Employees

Bob Harting

Qualified retirement plans, group term life and group disability insurance plans are normally structured to provide the same benefit formula across the board for all covered employees. This results in reverse discrimination against highly paid executives due to benefit and contribution caps. However, there is a way to pay executives…

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Why Drone and Liability Insurance is Becoming More Important for Businesses

oswaldcompanies

Initially viewed as a high-priced toy, drones have become a tool for taking aerial photos and video, monitoring crowds, and even spotting wildlife trends. The possibilities are endless for businesses of all kinds, which also means businesses could be held liable for damages caused by a drone. That’s why the…

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Patient Neglect is Common: How to Protect Your Care Facility

James Phelan

Unfortunately, resident injuries and even death can happen at care facilities such as nursing homes and assisted living facilities. Take, for example, the case of Lucy Garcia. Lucy was a patient at the Arbors of Oregon, a nursing home in the Toledo, Ohio, area. Lucy, 72, died of sepsis after…

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OSHA’s Top 10 Violations for 2024: How to Avoid Them

Each year, the Occupational Safety and Health Administration (OSHA) releases its top 10 violations. This year’s list looks similar to years past, but some hazards gained a more prominent ranking.   Fall Protection – With 6,307 violations in fiscal year 2024, fall protection maintained its top ranking, but the number…

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Safety Compliance Tips: Electrical Disconnects and Installations

Lockout/Tagout/Tryout Electrical systems and installations are highly regulated for the safety of all involved. Follow these guidelines to ensure you are in compliance. If systems need to be energized for work, only properly trained, licensed, and qualified people may work on these systems. The systems can only be worked on…

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Understanding Your Employment Practices Liability Coverage to Decrease Risk in the Workplace

Mary Fessler

Employment practice lawsuits can prove to be damaging financially and to a business’s reputation. According to the U.S. Equal Employment Opportunity Commission, there were 110 lawsuits filed in the 2024 fiscal year ending Sept. 30.  The average cost of employment practice claims is $217,000 and it can take nearly a…

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Winterization Tips to Prepare Your Home for More Than the Holidays

For many people, this is the most wonderful time of the year. With the holidays right around the corner, we’re preparing for get-togethers with family and friends and filling up our calendars. But, before you buy the turkey or start chipping away at your gift list, you may need to…

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