Media Center

Winter Driving Risks: Prepare for Inclement Weather and Difficult Conditions

oswaldcompanies

As fall turns into winter, we lose daylight, and the weather creates challenging road conditions: one of the biggest winter risk and safety concerns. Review the following quick risk management best practices to support safer winter driving for yourself and your employees: Give yourself adequate time to reach your destination. Allow for an…

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The Hidden Costs of Reconstructing Your Home After an Emergency

Losing your home to a fire or severe weather is stressful enough. The last thing you should have to worry about is not having enough insurance to rebuild it or to be fully reimbursed, but such worries are becoming more common as replacement costs have skyrocketed. So, why is it…

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Winterization Tips to Prepare Your Home for More Than the Holidays

For many people, this is the most wonderful time of the year. With the holidays right around the corner, we’re preparing for get-togethers with family and friends and filling up our calendars. But, before you buy the turkey or start chipping away at your gift list, you may need to…

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Putting Risk in Its Place with Long-Term Disability Coverage

If you had to rank in order of importance the top three group welfare benefits an employer could offer an employee, what would they be? Perhaps number one would be medical, number two would be dental and number three would be vision. Would long-term disability rank in your top five?…

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Misunderstood and Underutilized: Medicare Advantage Plans as an Option to Employer-Based Coverage

Matt Miklos

Matt Miklos of UROne Benefits explains why and how Medicare Advantage Plans may benefit employees and employers alike. One of the more confusing and complicated decisions an employee has to make is what to do when they or their spouse turn 65 and become Medicare eligible…especially if they choose to…

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Unbundling Prescription Drug Plans Can Help Control Employer Health Plan Expenses

In the complex landscape of employer-sponsored health plans, one area often overlooked but ripe for scrutiny is prescription drug coverage. As health care costs continue to soar, smart businesses are reevaluating their approach to this essential component of employee benefits. By unearthing the hidden intricacies of prescription drug expenses and…

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2023 Fall Commercial State of the Market

oswaldcompanies

Climate change, extreme weather and cyberattacks, among other global trends, remain the primary factors driving inflation in premiums for specialties such as commercial property, commercial auto and cyber, according to the Unison Risk Advisors 2023 Fall Commercial State of the Market report. For broad-based insight behind what’s affecting risk and…

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Protecting Our Most Vulnerable: Strategies in Creating an Effective Child Sexual Abuse Prevention Program

Betsy Harting

The mission of many human service organizations is to provide meaningful programs and services in their community to children and their families in a safe, supportive setting. One of the most important aspects of these services is to protect the most vulnerable population that they serve. Sadly, child sexual abuse…

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From Turnover to Dedication: Eight Ways to Boost Employee Engagement

In today’s competitive business landscape, retaining talented employees is crucial for maintaining stability and growth. High turnover and absenteeism rates can hinder productivity and morale within an organization. The key to addressing these challenges lies in enhancing employee engagement. Engaged employees are not only more productive and committed, but also…

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Creating a Cybersafe Workplace Culture

The news has been full of cyberattacks recently – and they’re not just targeting small companies. MGM Resorts faced a large cyberattack that had caused the company to lose an estimated 10-20% of revenue per day the company’s systems were down across the country. Competitor Caesars Entertainment faced a similar…

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