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If your company tracks users of its website, there’s a chance you could be sharing client information illegally through a little-known tracking code called Meta Pixel. Meta Pixel is a snippet of JavaScript code that can be used by website owners for tracking user activity. This information is sent to…

Whether an individual is sitting on the board of a local nonprofit entity, a mid-sized private firm or a large Fortune 500 company, Directors and Officers Liability insurance (D&O) is an important consideration for both individual executives and the company. At its most basic level, D&O coverage is intended to…

The holidays are a joyous time of year and present an opportunity to enjoy a well-earned getaway. Unfortunately, for thousands of travelers across the nation this past year, the only destination was a crowded airport. Extreme weather leading up to Christmas day, coupled with multiple problems at Southwest Airlines, one…

This past year brought potential changes to Michigan employment law that will significantly level the playing field for minimum wage and sick leave benefits – and most employers will likely need to make policy changes to comply. Though legal challenges to these new laws continue, they are currently expected to…

If you use a gas grill, heat your home or spend time in an industrial facility, chances are you have used propane. It’s a well-established gas for many uses, but it can be dangerous. Below are some rules to practice safety in the household and the workplace by following regulations…

Though the hurricane season lasts for only six months a year, the challenges of building and repairing homes along the coast is ongoing. Whether you are rebuilding, remodeling or starting anew, considering several proactive building guidelines could make an impact on your insurance premiums and how you fare in a…

With a limited labor pool, today’s marketplace is pressuring employers to enhance their employee benefits offering in order to attract personnel while retaining current employees. Simultaneously, health care costs continue to increase, so upgrading benefit offerings appears unattainable. It isn’t. Oswald Companies’ William Grebenc, an employee benefits advisor, sees consistent opportunities…

It’s a familiar sound – drip, drip, drip. When a water leak happens, we immediately run to turn off the water valve. Our minds are already racing, wondering how long it has been leaking, how much damage has been done and what it will cost to fix. You’re not alone.…

Each year, open enrollment provides your employees the opportunity to enroll in workplace benefits such as health insurance, dental or vision coverage, and life insurance. For the growing number of employees approaching or working beyond age 65, there is another open enrollment that takes place Oct. 15 through Dec. 7,…

Cyberattacks are on the rise, and 90 percent of security leaders say their organization is falling short in addressing cyber risk. And while corporate leaders understand the importance of developing a cybersafe workplace culture to combat the problem, few know how to make it happen. At Oswald, we have guided…