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Have you ever had an employee travel in their own car to pick up supplies for the office? Has a team member picked up lunch for a business luncheon? What about visiting a client at an off-site location? These types of activities are common within any business. If your business…

At some point in our lives we have all heard the saying, “Do what you love, and you’ll never work a day in your life.” The person uttering those words has likely already achieved some form of financial or personal freedom and is at a different stage of their life…

If you consider risk exposures for a company, liability is typically always at the top of the list. Finished products, services provided, vehicles on the road, are all exposures that can trigger a liability claim. Underlying policies provide foundational coverage, but this may not be enough in the event of…

Large or small, a loss to your business can jeopardize operations, revenues and continued success. Comprehensive insurance programs will identify you for losses sustained, but how will those losses impact your long term choice and control in the insurance market? A risk management program is an essential part of this…

Business continuity planning is crucial to ensuring your customers’ needs can be met during and following a business interruption event. The inability to meet customers’ needs has the potential to impact a company’s finances, reputation, and relationships. The damage to your organization’s reputation can result in the loss of even…

In consideration of Oswald Companies’ commitment to diversity & inclusion, our Women’s Leadership Council (WLC) kicked off 2019 by highlighting the distinct, yet subtle, difference between these two critical components of contemporary corporate culture. This year, our WLC focused the spotlight on embracing inclusion, elevating differences and shifting mindsets to…

The headlines don’t seem to stop. 2 dead in shooting outside Southern California Secondary School 9 dead, 27 injured in shooting at Dayton, Ohio Entertainment District A shooting at Walmart Store in El Paso, Texas Leaves 22 Dead and at Least 24 Wounded Former City Employee Kills 12 and Wounds…

The fact Americans are living longer – an average of 78.7 years, nine years longer than in 1960 – is attributed to many factors – healthier lifestyles, better access to medical care, and advances in health care practices and medicines. The use of prescription drug plans has become a staple…

It’s no secret automation continues to disrupt manufacturers across every segment. Hard and soft costs can be significant, cyber threats and liabilities escalate, and the challenge to attract, hire, and retain a skilled workforce require new methodologies. The management of sophisticated and evolving risks within the new era of automation,…

Once upon a time, busy professionals thought of work/life balance as a “matter of time.” Put in the hours, the weeks, the years…and I’ll achieve my goals. Life will wait. Today? Not so much. Our personal and work lives wage a relentless fight for energy, priority and purpose. We realize…