What is a Products Pollution Liability Insurance policy? Products pollution liability insurance helps to protect businesses from unexpected pollution exposures that may not be covered by standard property and casualty policies. This coverage has become an insurance coverage gap for many different industries. The basic 2001 ISO CGL policy provides…
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The SparkCities initiative took off in its first year in Columbus as Oswald Companies’ participated in the 2020 SparkColumbus Fit City Challenge. Out of the six participating cities, Columbus had the most companies register with a total of 112 companies and nearly 1,000 employees. Our clients were thrilled to see…
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Most of us are getting more than a little tired of the phrase “uncertain times.” Especially when it comes to open enrollment for employee benefits, who wants uncertainty to be the theme? Now, more than ever, it’s important to send clear communications around this important topic. As we’ve gotten used…
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Given current tax laws, we find that fewer families are concerned about paying a large estate tax upon death. Because of this, the planning focus has shifted from estate tax planning to estate preservation. The cost of long-term care is skyrocketing, and with people living longer, the cost of care…
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Oswald Labs is a cooperative effort of Oswald Companies and Spark360 designed to bring purposeful, positive disruption to the insurance sector through innovation, collaboration and experimentation. Denise Mirtich, Director of the Oswald Labs initiative and Chief Information Officer for Spark360, Bill Fisher, VP, Practice Leader, Middle Market Group Benefits at… Related articles: Improving the Health of Your Innovation Process: Crain’s Cleveland Employee Benefits Innovation Forum Oswald Companies and Spark360 Announce Collaboration for Insurance and Health Care Innovations About Oswald Companies Founded in 1893, Cleveland-based and employee-owned, Oswald is one of the nation’s largest independent insurance brokerage firms. As a proud…
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Oswald Companies was a featured contributor in the Columbus Business First Health Care News, October 2020. In the article titled “How ICHRAs are redefining employer-sponsored health insurance for boomers and millennials,” Jonathan Sadlier, Vice President, Market Leader, Central Ohio, discusses the benefits of Individual Coverage Health Reimbursement Arrangement (ICHRA) as…
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During this chaotic COVID-19 pandemic period, business leaders have a lot on their minds. On top of personal lives to worry about, they must also worry about their businesses. -How will we stay afloat? -How do we take care of our employees? -How do we continue to do business in…
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Our focus never waivers. At Oswald Companies, we back our risk management solutions with our core values of integrity, community, collaboration, diversity, equity and inclusion. To meet this mission, Taylor Oswald, a minority-owned agency, launched a strategic partnership with Oswald Companies in 2011. Founder and President Eddie Taylor Jr., a…
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To an eye doctor, 20/20 translates into perfect vision, the ability to focus equally well on what’s close at hand and what’s far away. As a year, however, 2020 has meant anything but certainty and precise vision. By early March, most of us realized we were headed for unprecedented changes…
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Did you catch the OswaldThrives’s recent webcast? View it now: On-Demand | Wellness Reset: For Personal, Family and Professional Well-Being If you are feeling overwhelmed or stressed, then you aren’t alone. According to an American Psychological Association Stress in the Time of COVID-19 report, about 7 in 10 Americans report this…
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