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Our team’s diverse talents and passion for excellence make us unique. We build our teams across generations of experience, with diverse backgrounds and specialized skills, to put the best minds at the table to work for you and see risks from all angles.  

Disaster strikes. A design flaw becomes apparent during construction administration. Tempers flare between a design professional on the project and the project owner. Exasperated over the prospect of rework, a pushed-back schedule, and general disruption to project progress, the project owner files a claim against the design professional with a…

Every business has its bad days and problems to solve, so make sure you have the right coverage to protect your business when common issues arise. Manufacturer Errors & Omissions This covers a manufacturing mistake or negligent service that results in a third-party financial loss without bodily injury or property…

There’s a significant amount of risk involved in any construction project, so all builders should be prepared in case of an accident on the job. It will make the process of making a claim on your insurance easier, more efficient and, hopefully, put the odds in your favor. Claims Treat…

There’s a significant amount of risk involved in any construction project, so builders and contractors can’t be too careful when it comes to securing Builder’s Risk coverage for their projects. One way to ensure compliance is to be aware of the latest trends in insurance coverage and contract terms. Think…

Understanding your insurance coverage is vital for protecting your assets and ensuring peace of mind. Here’s how Oswald offers 360-degree protection to meet clients’ needs.  

Captive insurance One way to mitigate risk is by joining a captive. Captive insurance enables organizations to take control of their program, reduce costs and maintain a healthy, engaged workforce while spreading risk across a group of employers. Employers can maximize their benefits investment in good years by capturing profit…

A lot can happen over a decade, and Oswald has witnessed the changes in the Cincinnati region as it celebrates 10 years in the city. Moira Lyon, Oswald’s Cincinnati market president, looks back on how the region has grown and prospered in that time and looks forward to what is in…

Insurance is often an afterthought, until it’s urgently needed. At Oswald, we continuously see risk so you see opportunity.  

When it comes to navigating the complex world of insurance, particularly in the context of legal defense, the two provisions that are widely considered are Duty to Defend and Reimbursement/Indemnity forms. While both provisions are specific to liability coverage, it is important to understand the difference between them because they…