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The OSHA recordkeeping process can provide valuable information to an organization. The information can be leveraged to develop strategic plans to improve the company’s risk profile, reduce workers compensation claim activity, and provide a safer work environment for employees. Although valuable, the regulation itself is very detailed and can often…

For over 20 years life settlements have been a little known, yet powerful tool that provided individuals over the age of 70 a way to unlock value in their existing life insurance policy. In its basic form, a life settlement transaction involves a policy owner, the seller of the life…

Employee benefits are becoming more and more important for companies who are competing for the best and the brightest available in this ever-changing work landscape. According to a recent article, discussions about employee benefits are under more scrutiny than ever from the C-suite and beyond. The reasons? There are several,…

A maximum severity rating was recently issued for Apache Log4j vulnerability on Dec. 10, 2021. It allows cyber threat actors to use remote code execution on the servers of the open-source Java package used for logging applications. Log4j is widely used in consumer and enterprise services, websites, applications, and operational…

Ohio Senate Bill 49, also known as the Payment Assurance Bill, was signed into law July 12, 2021, and took effect on Oct. 4, 2021. It established a payment assurance program for registered Design Professionals thus allowing them to file a lien for unpaid fees on projects located within Ohio.…

Personal insurance is the kind of insurance we think of that covers our day-to-day: It covers individuals against loss that results from death, injury, or loss of property. These insurance lines generally protect people and their families from losses they couldn’t afford to cover on their own and allow us…

Have you ever seen the line of private jets at the airport and think, “I’d like to travel that way.” Well, more and more corporations and families are doing just that—purchasing a share of an aircraft or blocks of time to use as they wish. According to an article on…

It starts like any other Monday morning. After brewing a cup of coffee in the office kitchen, you walk to your desk and power on your computer. You’re ready to start the workday, but when you click on the file you were working on last week, you’re horrified to find…

Unlike commercial property & casualty markets that have numerous insurers, the aviation insurance market is highly specialized with far less insurers. Depending on the nature of a risk and the limits needed, multiple insurers may be required to insure 100 percent of a placement, or there may only be one…

The Covid-19 pandemic will likely be one of the costliest catastrophes the construction industry has ever faced. As a leading national practice in construction, Oswald has experienced the following firsthand: increases in material costs, workforce management and electronic bonding. Here are some lessons learned. Three Steps to Fight Inflation in the…