Whether they are located near or in schools, hotels or government buildings, many companies are concerned about the danger of active assailants and workplace violence. Reports of active shooter violence initially declined in the early part of 2020.However, in a worrying trend, the frequency of shootings and violence began to…
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What if I told you there was a way to craft an insurance portfolio that has the potential to enhance coverages and perhaps even reduce premiums? A way to get more value out of your premium dollars in terms of programs and higher-level advisory services? Whether you are a member…
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As more and more businesses integrate technology into their operations, a growing threat comes in the form of cybersecurity risks. The agriculture business industry is not immune and a cybersecurity claim could be catastrophic to your company. Most insurance policies cover a physical interruption to your business operations, such as…
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Faced by supply chain and hiring challenges, unpredictable shutdowns, and ever-changing regulations, CFOs are more strapped for time and resources than ever before. While insurance typically falls under a CFO’s large and growing list of responsibilities, it’s often on the backburner. Policies are simply renewed year after year. All is…
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The Department of Labor (DOL) released model notices and a COBRA subsidy information website related to the COBRA subsidy that was passed as part of the American Rescue Plan Act or 2021 (ARPA). The website will be a central location that the DOL uses to inform individuals of their potential…
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It’s more important than ever to purchase cyber liability insurance and consider increasing your limits. The cyber insurance market is changing rapidly in response to an alarming increase in high-profile ransomware and vendor incidents. According to the Coveware Quarterly Ransomware Report, more than 70 percent of victims were companies with…
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In 2003, Windows XP was the predominant operating system on most computers. Imagine for a moment how frustrating it would be today if Microsoft was prohibited by law from upgrading and improving their technology beyond that point. When health savings accounts (HSAs) were created by Congress that same year, the…
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Oswald Labs is a cooperative effort of Oswald Companies and Spark360 designed to bring purposeful, positive disruption to the insurance sector through innovation, collaboration and experimentation. Hear from Christy Conrath, Client Experience Leader, Oswald Companies and Kelsey Finucan, Global Accounts Team Leader, Julie Frischkorn, Director of Behavioral Health & Mindfulness,… Related content: [Video] Oswald Labs Health Innovation Series Oswald Labs Announces Exclusive Partnership With Regenexx to Reduce Orthopedic Surgical Spend for Employers About Oswald Companies Founded in 1893, Cleveland-based and employee-owned, Oswald is one of the nation’s largest independent insurance brokerage firms. As a proud Partner of Assurex Global, the…
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It’s a new year, and the world is certainly ready for some positive changes. While the future is hopeful, many of the economic challenges that started in 2020 are continuing to impact organizations in 2021. This includes a hard insurance market. As always, proactive business leaders find ways to overcome…
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Spring is in full swing, which often prompts us to make a to-do list. Tasks often include power cleaning, purging closets and basements, and performing light home remodeling projects. Some might also invest time in reviewing their financial situation. What other changes or updates might your personal situation require? Among…
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