It’s a new year, and the world is certainly ready for some positive changes. While the future is hopeful, many of the economic challenges that started in 2020 are continuing to impact organizations in 2021. This includes a hard insurance market. As always, proactive business leaders find ways to overcome…
Read More
Oswald Labs is excited to announce a unique partnership with Regenexx to offer access to non-surgical orthopedic alternatives to Oswald Lab’s self-funded employer groups CLEVELAND – March 1, 2020 – Oswald Labs, a cooperative effort of Oswald Companies and Spark360 designed to bring purposeful, positive disruption to the insurance sector…
Read MoreCLEVELAND – Feb. 26, 2021 – Oswald Companies is proud to announce that Karen Sturm has been recognized as 2021 Risk & Insurance Power Broker® in an annual listing of the most influential commercial insurance brokers by the professional trade magazine. Karen Sturm is dedicated to guiding high net worth…
Read MoreThe current climate has created an ideal “phishing season” for cybercriminals. They don’t need a license or a tackle box to try to take advantage of many people’s natural trusting nature. Exploiting this trust is easier than hacking your software, so trickery attempts have become commonplace. Bad actors prey on…
Read MoreThe recent U.S. weather patterns, which have caused record breaking and unprecedented snow, ice and subzero temperatures across the country, may have you facing potential home claims in the days to come. Simply stated, the real damage occurs as the thawing begins, and a few precautionary steps may help to…
Read MoreDuring these unprecedented times, the challenge of managing the ever-increasing cost of health insurance has become more difficult as additional factors contribute to the number and frequency of claim occurrence due to an: Aging workforce population Increase in events that trigger COBRA eligibility Employers may not be able to eliminate…
Read MoreChanges from the Consolidated Appropriations Act, 2021. Introduction The Consolidated Appropriations Act, 2021 (CAA) included provisions affecting the Mental Health Parity and Addiction Equity Act (MHPAEA). The new provisions require group health plans to perform comparative analyses demonstrating compliance with the MHPAEA. Plans will now be required to provide these…
Read MoreBefore You Call the Movers, Talk to Your Insurance Advisor While other segments of the economy have struggled under the weight of the pandemic, the real estate market has seen increased home prices amidst soaring demand. Many people have found themselves living and working in the same space. Suddenly, the…
Read MoreCLEVELAND – Feb. 3, 2020 – Oswald Labs introduces OswaldRx Plus, a proprietary solution focused on optimizing pharmacy programs by providing access to the clinical knowledge of dedicated pharmacists. OswaldRx Plus helps members actively manage their medications while supporting employers to reduce cost and control risk for their population. “The…
Read MoreAmazon recently announced two new pharmacy offerings; Amazon Pharmacy gives individuals the ability to complete their entire pharmacy prescription transaction online, and Amazon PrimeRx, which is a discount program for Prime members to provide savings when not using insurance. Amazon Pharmacy Amazon Pharmacy service allows individuals to purchase up to…
Read More