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While rates for most insurance coverages—including property and casualty, cyber risk, and others—have increased over the last 12 to 18 months, rates for product recall coverages have actually dropped over the same period of time. Product recall coverage has traditionally been viewed as an ancillary item that many businesses in…

As professional sports continue to rise – both in prominence and revenue – so does the need to protect the future earnings of its athletes within. Whether you, or your client, plays basketball, football, hockey or some other highly-compensated sport, there are absolute dos and don’ts when it comes to buying disability insurance. The first step…

As you look at options for insurance, the thought of captives may sound intimidating. Captives are simply defined as insurance companies owned by the insured. Captives are a way for a business owner, either alone or with a small group of aligned businesses, to take on self-insured risk for issues…

190 companies and nearly 3,500 participants accumulated more than six million activity minutes for the Spring Challenge. CLEVELAND – June 30 – Oswald, one of the nation’s largest independent insurance brokerage firms, announced the winners of the SparkAmerica Spring Fit City Challenge. Oswald is a strategic partner of the SparkAmerica…

When it comes to water, we’re stuck in a love-hate relationship. In Michigan, we’re surrounded by it and celebrate it every summer when we launch our boats, head north with the jet skis, and plan our beach outings. Yet, water can quickly turn on us, replacing fun with considerable property…

CLEVELAND – June 28, 2021 – For the eighth consecutive year, and ninth year overall, Oswald Companies was named to The Plain Dealer Top Workplaces, midsize company list, announced June 27, 2021. Evaluations for the Top Workplaces program are based on results from employee survey questions, which are focused on…

WATCH FULL WEBCAST Cyber incidents continue to create significant issues for companies across the country. Whether it is an interruption in operations, reputational fallout, or the looming cost of liability resulting from an incident, the ramifications of these matters continue to evolve. Watch here for a discussion with a panel…

The food and agriculture business sector faces several challenges and risks that are unique to the industry. This makes finding the right insurance coverage more critical and relies on dedicated policies and carriers to ensure the proper minimization of risk to you, your business, and your employees. Whether you’re a…

Your business is unique. While you may operate in the same market as your competitors, the conditions surrounding your company are yours and yours alone. As a result, your insurance coverage should also be unique to your business and be specific to fit your needs. You may find that a…

Insurance is a unique product. Most people only think of it when they need to file a claim, at renewal time or when they find their current carrier is no longer able to meet their needs. While price is important, it is not the main driving force behind insurance coverages.…