If you have recently reviewed your insurance renewal policies, you may be one of many asking yourself, ‘why did my premium go up so much this year?’ Several trends have impacted home, auto and liability premiums, including weather and non-weather related losses (water), increased costs of technology in homes and…
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As we embrace our collaborative culture at Oswald and hold the quest for inclusion near our hearts, I encourage us all to consider it just might be our ‘Commitment to Community’ that effectively demonstrates our mission of inclusion. Whether you have been an employee-owner for one year or many, it…
Read MoreWhat is Medicare? Medicare is the health insurance program run by the Federal Government. It is available to those 65 and older, those under 65 with certain disabilities, and those with end-stage renal disease. If you don’t sign up when first eligible at age 65 and don’t have qualifying coverage…
Read MoreCLEVELAND – Oct. 11, 2019 – Oswald Financial Inc. is pleased to announce that both Michael Gheen and David Kulchar have been named to the 2019 edition of the Financial Times 401 Top Retirement Advisers. The list recognizes the top financial advisers who specialize in serving defined contribution (DC) retirement…
Read MoreAs Oswald has evolved over years of taking care of our employees and clients, it was evident to me – at the turn of this decade – that the landscape was changing. Clients, our team, the community; they were becoming more diverse. Diverse in the way they interact, diverse in…
Read MoreOswald Companies, a full-service risk management and employee benefits brokerage firm in Bloomfield Hills, was recently recognized as one of Michigan’s 2019 Best and Brightest in Wellness® under the employer category. The award celebrates companies that are striving to make their workplaces, their employees and the community a healthier place…
Read MoreAs a professional woman, I have many responsibilities to juggle and a busy social life. The need to do more with less at work and home, leaves me, at times, stressed out. I’m sure you can relate to feeling overwhelmed and stressed out as you juggle both worlds. Here are…
Read MoreAs kids pack up and leave for college, they launch the next exciting chapter of their lives. While they celebrate, we parents keep on worrying from afar, a “skill” we’ve been practicing since the day they were born. We know they’re not quite fully grown yet—despite what they tell us…
Read MoreOswald is proud to announce a partnership with SparkCleveland, a social impact campaign developed to build a healthier community in the Cleveland Metro area. Oswald Companies, Spark360, Vionic and News 5 Cleveland have partnered together to bring the first annual SparkCleveland Step Challenge, a friendly competition to unite employees of…
Read MoreInertia can set in as employers struggle to balance escalating benefits costs with organizational financial targets. For employers, passing along higher costs to employees seems to be the easiest and most traditional way to sustain benefits programs. Meanwhile, employees often passively enroll in same original plan they chose when first…
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