Identity Theft | A Costly Crime

oswaldcompanies September 15, 2017

Identity theft is a crime. According to the Insurance Information Institute, more than 15.4 million U.S. adults were affected by this in 2016. Identity theft and identity fraud are terms used to refer to all types of crime in which someone wrongfully obtains and uses another person’s personal data in…

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Should parents be seeing ‘red’ over the new “Yellow” app?

Kimberly Lucarelli September 5, 2017

Through my “Socially Smart” campaign, I’m continuing my efforts to bring awareness to the community about the dangers that lie within social media, and the potential negative impact to children. Over the past two years, I must confess that I have found this challenge daunting. Just when I research new apps and concerns, more troubling…

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Social Engineering Fraud: Evaluating for Gaps and Overlaps

Lacy Rex July 19, 2017

Cyber crime is a booming business for criminals. Businesses of all sizes are being targeted for scams that range from tech support scams to phishing attacks and telecommunications fraud. With the ability to outsource services via ‘Crime as a Service’ (CaaS), it lowers the bar for entry into cyber crime.…

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Risk Update & Reminders | Distracted Driving Awareness & Preventing Falls

oswaldcompanies April 24, 2017

Read below for important upcoming deadlines and notifications: April is Distracted Driving Awareness Month Our 24/7 society keeps us continually connected with cell phones, dashboard infotainment systems and voice command features. But all these things can put our lives at risk. Just one second of your attention is all it…

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Oswald Design & Construction: Building a World of Protection Around Your Business

oswaldcompanies February 7, 2017

About Oswald Design and Construction Oswald’s nationally recognized professional construction practice is built on a strong foundation of knowledge, collaboration and industry-leading products, services and carrier relationships. From construction risk management and insurance to professional liability for architects and engineers, and surety bond solutions, Oswald provides a holistic approach to serving our clients. Our team views…

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All About You: Personal Risk and Liability Situations (Part 2)

oswaldcompanies January 30, 2017

There are numerous situations to consider as you evaluate the potential cost of your liability risks and exposures. Dependent Children Children who lend cars to friends, host parties or use social media put you at risk. Even as children graduate from college, they may still be reliant on their parents for…

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Your Life Sciences Business: Guidance, Updates and Resolutions You Can Keep

oswaldcompanies January 27, 2017

Fresh starts and new beginnings. That’s how we seek to approach each new calendar year. Personally we proclaim resolutions and set goals for ourselves: to read more, exercise or eat healthier. Professionally we build business plans, and set sales or production goals. While there’s plenty to plan and prepare for…

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All About You: Personal Liability Risks and Exposures (Part 1)

oswaldcompanies January 25, 2017

Significant life events. Your ever-changing financial picture. An elevated public profile. All of these situations need to be evaluated each step of the way to properly safeguard your assets against liability risks. How much liability coverage is enough?  Consider your profession and associated earnings, both current and future, the value of…

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Potential Reclassification of Hazardous Waste to Universal Waste Rules | Ohio EPA Announcement

oswaldcompanies December 19, 2016

Do you want to save money on waste costs and remove currently classified Hazardous Waste from your facility? The EPA has proposed making significant changes to materials that are currently classified as Hazardous Waste and adding them to the Universal Waste Standard. According to The Division of Environmental Response and…

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Medical Device Violations: FDA Launches Portal to Report Regulatory Misconduct

oswaldcompanies December 7, 2016

The FDA recently launched a portal for individuals to report allegations of regulatory misconduct of a medical device manufacturer or individuals marketing a medical device. An allegation in this manner is any claim that a medical device manufacturer may be operating in a manner that violates the law and circumvents…

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