Passing along medical plan costs to employees is nothing new. In fact, this traditional approach has been used for decades as employers scramble to find ways to afford the escalating costs of group benefit plans. Unfortunately, the status quo has many negative, albeit unintended, consequences. Passing along additional costs or…

You do not need to live in a flood zone to experience a flood. The following article from our partners at Assurex Global, “April Showers Brings May Floods,” indicates that nearly 25% of flood insurance claims come from areas mapped outside high-risk ‘flood zone’ areas. Further, according to U.S. Spring Outlook…

Six Qualities to Consider Nothing exists in a vacuum. This scientific principle holds as true for businesses as it does for physics. Complex interdependencies allow businesses to flourish and prosper in the short and long-term. Regardless of the role, successful partnerships require understanding, expertise and an ability to see beyond…

The 2017 hurricane season was like no other in history. Many faced devastation unseen in recent history. For commercial property owners, having professional risk advisors and the right insurance coverages offered better recovery experiences and quicker relief, even as impacts linger. According to National Geographic, 2017 was the most expensive…

This is the “Year of Celebration” for the Oswald Women’s Leadership Council (WLC). While Oswald Companies commemorates 125 years of “caring for our clients and employees needs today and tomorrow”, the WLC celebrates five years of “empowering, developing and advancing women.” Oswald Companies has long recognized a drive to be diverse…

This year, Oswald Companies proudly partnered with The Manufacturing Advocacy and Growth Network (MAGNET) to offer manufacturers the opportunity to participate in a 40-question survey about their businesses and the manufacturing industry. Providing an overall look at the Region’s second largest employer segment, the results benchmark growth, identify areas of concern…

The evolution of manufacturing processes has increased efficiencies and improved quality output. At the same time, advancing technologies opens the door for growing cyber risk for manufacturers. The result can be catastrophic, impacting operations, revenue and reputation. Good Reason to Worry The growing sense of concern about cybersecurity in manufacturing…

Thought leaders in the surety, insurance and legal professions heard from experts and engaged with each other at the 2018 AGC Surety Bonding and Risk Management Conference, Jan. 28-31, 2018. Oswald’s Design and Construction team joined Risk Managers, Chief Financial Officers and General Counsels from the largest contracting firms, Chief…

Have you heard these terms lately in the news: “bomb cyclone,” “winter hurricane” and – an oldie but goodie – “polar vortex.” Well it’s back – winter, cold, ice and snow. These are some of the most dangerous driving conditions every year. Are you and your employees prepared for winter…

What a year! Looking back at the events Oswald’s Women’s Leadership Council (WLC) hosted to empower women, I am humbled to be a part of a truly amazing movement. We started the year off with Empowerment through Awareness, a self-defense class. A group of Oswald women, currently going through leadership training,…