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Why You Should Consider Product Recall Insurance for Your Agribusiness

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While rates for most insurance coverages—including property and casualty, cyber risk, and others—have increased over the last 12 to 18 months, rates for product recall coverages have actually dropped over the same period of time. Product recall coverage has traditionally been viewed as an ancillary item that many businesses in…

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Protect the Net: Evaluation of Disability Insurance for Athletes, Part 1

As professional sports continue to rise – both in prominence and revenue – so does the need to protect the future earnings of its athletes within. Whether you, or your client, plays basketball, football, hockey or some other highly-compensated sport, there are absolute dos and don’ts when it comes to buying disability insurance. The first step…

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Are Insurance Captives Right for Your Business?

Moira Lyon and Jonathan Sadlier

As you look at options for insurance, the thought of captives may sound intimidating. Captives are simply defined as insurance companies owned by the insured. Captives are a way for a business owner, either alone or with a small group of aligned businesses, to take on self-insured risk for issues…

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A Dive into Water Perils: Maximize Your Insurance Protection

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When it comes to water, we’re stuck in a love-hate relationship. In Michigan, we’re surrounded by it and celebrate it every summer when we launch our boats, head north with the jet skis, and plan our beach outings. Yet, water can quickly turn on us, replacing fun with considerable property…

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[On-Demand Webinar] Cyber Claims Continue: What Can We Learn From Past Experiences?

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WATCH FULL WEBCAST Cyber incidents continue to create significant issues for companies across the country. Whether it is an interruption in operations, reputational fallout, or the looming cost of liability resulting from an incident, the ramifications of these matters continue to evolve. Watch here for a discussion with a panel…

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What Questions Should You Be Asking Your Agribusiness Insurance Provider?

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The food and agriculture business sector faces several challenges and risks that are unique to the industry. This makes finding the right insurance coverage more critical and relies on dedicated policies and carriers to ensure the proper minimization of risk to you, your business, and your employees. Whether you’re a…

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Five Questions to Ask When Considering Alternative Insurance Options For Your Agriculture Business

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Your business is unique. While you may operate in the same market as your competitors, the conditions surrounding your company are yours and yours alone. As a result, your insurance coverage should also be unique to your business and be specific to fit your needs. You may find that a…

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Five Steps to Prepare For Hard Market Conditions For Agribusiness

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Insurance is a unique product. Most people only think of it when they need to file a claim, at renewal time or when they find their current carrier is no longer able to meet their needs. While price is important, it is not the main driving force behind insurance coverages.…

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Why Active Shooter Coverage is Needed Now More Than Ever

Moira Lyon and Jonathan Sadlier

Whether they are located near or in schools, hotels or government buildings, many companies are concerned about the danger of active assailants and workplace violence. Reports of active shooter violence initially declined in the early part of 2020.However, in a worrying trend, the frequency of shootings and violence began to…

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[On-Demand Webinar] Medical Stop Loss Captives: Group & Single Parent Strategy

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WATCH FULL WEBCAST (Password: Medicalstoploss1!) Watch here to get an in-depth look into Medical Stop Loss Captives. This is the final session of the webinar series designed to inform attendees of the fastest growing areas of the insurance market, Group and Single Parent Captives. Join us to learn about innovative…

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