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Rebates always sound appealing – who wouldn’t want to recoup money on a product that would be purchased anyway? But, when it comes to prescription drugs, rebates aren’t always as beneficial as they may seem on the surface. Sometimes, they can do more harm. In the search for a pharmacy…

Is your company up to the challenge of attracting and retaining the top performers needed to drive your business? Recruiting and retention has taken on a “Game of Thrones” approach where the competition is fierce to land the right candidate, and health benefits are a large part of the equation.…

As open enrollment time approaches each year, companies have to look at every aspect of their benefits package in order to manage rising costs while still offering their employees attractive options. One part of the package that’s getting more and more attention is pharmacy costs and the role of the…

When selling a house, most of us don’t invite buyers over with dirty laundry on the floor and a sink full of dirty dishes. We know that showing a house at its worst can make it more difficult to sell and probably cost us money in the long run. However,…

March 2025 With 10 years of experience in the insurance and healthcare industry, I’ve had the privilege of working alongside some of the brightest minds in the field.  Over the years, I’ve met with over 500 different organizations and personally consulted with more than 100 companies, ranging in size from…

Historically, worker health and worker safety have been addressed from two separate silos. Safety is normally handled by a finance and safety team focused on occupational safety, lowering instances of injury, and workers’ compensation cost reductions. On the other side, health and wellness programs are typically handled by an HR…

Health Benefit Trends Address Risk Management Employers grapple with offering benefits that sustain their organizations’ bottom line and meet the needs of employees. It gets harder every year and last year was no exception. Managing benefits, particularly health and wellness coverage, impacts profitability and as the war for talent escalates,…

February 2025 With 10 years of experience in the insurance and healthcare industry, I’ve had the privilege of working alongside some of the brightest minds in the field. Over the years, I’ve met with over 500 different organizations and personally consulted with more than 100 companies, ranging in size from…

There has long been a debate whether a focus on public health at the local level really makes a difference in health outcomes. Joel Pszczolkowski, a benefits analyst with Taylor Oswald, collaborated with other researchers to shed some light on the issue. The findings, published in the journal Springer’s Discover…

Problem A manufacturer provided health insurance for roughly 50 employees. The organization connected with Oswald, even though they had just made an entire plan and broker change 10 months prior. Oswald gained deeper insights into the organization’s goals, values, and culture, while also providing a brief overview of the process Oswald…