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There has been a significant shift in underwriting cyber liability insurance in the past three years, mostly driven by substantial claims. As the cyber liability market begins to stabilize from a pricing standpoint, the scrutiny on cybersecurity controls hasn’t lessened. Underwriting standards continue to increase and evolve along with the…

Many problems can stop your business in its tracks – supply chain issues, worker shortage or strike, acts of nature. Join Oswald for a roundtable discussion, Wednesday, May 17 at 3:00 p.m. at Kenwood Country Club Cincinnati, on best practices and legal considerations when problems arise. Learn how to investigate…

Nearly all (99.9%) of American companies are small businesses, according to a study by the U.S. Chamber of Commerce. Yet many of those small-business owners do not have a plan to exit their companies – even as many of them plan to retire in the next decade. This could lead to…

Prevention. Response. Recovery Less than four months into 2023, the U.S. already had 155 mass shootings. If we continue at this pace, at least one mass shooting will occur every day, somewhere in America. These shootings have happened in schools, at events, and in businesses of all kinds, putting all…

Baseball season has begun, hockey is closing in on playoff season, football is just around the corner — and sports betting is now legal in Ohio. It’s the perfect potion to entice some employees to place a bet using company computers. While it might seem harmless to spend a few…

When a business owner dies, many questions arise and the owner’s death is often followed by some level of panic as those left in charge try to determine the answers. Here are answers to some common questions, as well as options for consideration as you turn the page on the…

The hard market continues as we navigate our way through the first half of 2023. What does this mean for your business? In the short-term, it means continued difficulties in procuring coverages and renewals, as well as expensive premiums when you manage to obtain a policy. Despite these current challenges,…

If you’re insuring any type of property this year, it’s going to be tough, especially if you’re in an area that experiences potentially catastrophic events such as multi-cell windstorms and tornadoes. Trends have emerged among those who have already renewed their property and casualty insurance this year and they show…

We’ve all seen it—that person in the car beside us who’s looking down at a phone, eating a cheeseburger, or even applying makeup. This makes most of us very nervous for good reason. In an age when constant contact is expected, texting, monitoring emails and attending virtual meetings have become…

CLEVELAND – March 24, 2023 –Loren Crabtree is one of 40 people from across the country to receive a 2023 Break Out Award from Business Insurance magazine. Chosen from an impressive group of nominees, the winners are considered the next generation of industry leaders. Based in Cleveland, Loren is a…