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It starts like any other Monday morning. After brewing a cup of coffee in the office kitchen, you walk to your desk and power on your computer. You’re ready to start the workday, but when you click on the file you were working on last week, you’re horrified to find…

WATCH FULL WEBCAST (Password: Cyber2021!) View the on-demand webinar from Nov. 3 for guidance on how to properly budget for what you need to protect your business and secure insurance coverage. October is Cybersecurity Awareness Month. Check out “Insurance carriers scrutinize cybersecurity controls” for the latest on multi-factor authentication, cyber…

Unlike commercial property & casualty markets that have numerous insurers, the aviation insurance market is highly specialized with far less insurers. Depending on the nature of a risk and the limits needed, multiple insurers may be required to insure 100 percent of a placement, or there may only be one…

The Covid-19 pandemic will likely be one of the costliest catastrophes the construction industry has ever faced. As a leading national practice in construction, Oswald has experienced the following firsthand: increases in material costs, workforce management and electronic bonding. Here are some lessons learned. Three Steps to Fight Inflation in the…

Cyber criminals have recently begun migrating their attacks from larger businesses and organizations to private wealth clients. With information like your Social Security Number and birthdate, scammers can file tax returns, steal from investment accounts, or rack up medical bills. Be careful to protect your paths of least resistance, which…

Increased cyber claims have necessitated the insurance carriers to scrutinize cybersecurity controls with an increasingly rigorous underwriting process. We are seeing premium increases 60 percent to 100+ percent. As insurance carriers focus on controls, cyber hygiene is crucial to securing cyber liability insurance coverage, and Multi-Factor Authentication (MFA) is essential.…

While rates for most insurance coverages—including property and casualty, cyber risk, and others—have increased over the last 12 to 18 months, rates for product recall coverages have actually dropped over the same period of time. Product recall coverage has traditionally been viewed as an ancillary item that many businesses in…

As you look at options for insurance, the thought of captives may sound intimidating. Captives are simply defined as insurance companies owned by the insured. Captives are a way for a business owner, either alone or with a small group of aligned businesses, to take on self-insured risk for issues…

When it comes to water, we’re stuck in a love-hate relationship. In Michigan, we’re surrounded by it and celebrate it every summer when we launch our boats, head north with the jet skis, and plan our beach outings. Yet, water can quickly turn on us, replacing fun with considerable property…

WATCH FULL WEBCAST Cyber incidents continue to create significant issues for companies across the country. Whether it is an interruption in operations, reputational fallout, or the looming cost of liability resulting from an incident, the ramifications of these matters continue to evolve. Watch here for a discussion with a panel…