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Cyber criminals have recently begun migrating their attacks from larger businesses and organizations to private wealth clients. With information like your Social Security Number and birthdate, scammers can file tax returns, steal from investment accounts, or rack up medical bills. Be careful to protect your ‘paths of least resistance’ which…

Oswald Companies was a featured contributor in the Crain’s Cleveland Employee Benefits: Thought Leadership Custom Content, July 2021. In the article titled “Effectively communicating with employees in a hybrid environment,” Bill Fisher, Senior Vice President, Practice Leader, Group Benefits, discusses the importance of employee communication and engagement for all aspects…

Summertime is the perfect time for a friendly game of corn hole. That good time is made even better when it’s for a good cause. This month, Oswald sponsored the Pelotonia cornhole tournament at Hamilton Parker in Columbus. Not only was Oswald a sponsor, the company also had eight teams…

Communicating with employees has always been a vexing problem. Though, we can’t blame it on too little communication, considering the amount of emails and phone calls zoom through offices every day, even beyond the traditional office hours. And considering how fast-paced businesses run, we aren’t stopping to consider if our communication capabilities…

Increased cyber claims have necessitated the insurance carriers to scrutinize cybersecurity controls with an increasingly rigorous underwriting process. We are seeing premium increases 60 percent to 100+ percent. As insurance carriers focus on controls, cyber hygiene is crucial to securing cyber liability insurance coverage, and Multi-Factor Authentication (MFA) is essential.…

Many employees are postponing retirement and working beyond the traditional retirement age of 65. While this segment of the workforce provides important experience, there are some challenges for both the employer and the employees. Employees may not fully understand what Medicare offers and stay on the group health plan at…

While rates for most insurance coverages—including property and casualty, cyber risk, and others—have increased over the last 12 to 18 months, rates for product recall coverages have actually dropped over the same period of time. Product recall coverage has traditionally been viewed as an ancillary item that many businesses in…

As you look at options for insurance, the thought of captives may sound intimidating. Captives are simply defined as insurance companies owned by the insured. Captives are a way for a business owner, either alone or with a small group of aligned businesses, to take on self-insured risk for issues…

Actions and planning during the off-season impact how well you are ready to weather another wildfire season. In the past few years, the U.S. mainland has experienced bigger and more frequent wildfire activity. Read below for timely advice on wildfires. Prepare Know where to go Be familiar with evacuation routes…

190 companies and nearly 3,500 participants accumulated more than six million activity minutes for the Spring Challenge. CLEVELAND – June 30 – Oswald, one of the nation’s largest independent insurance brokerage firms, announced the winners of the SparkAmerica Spring Fit City Challenge. Oswald is a strategic partner of the SparkAmerica…