The current climate has created an ideal “phishing season” for cyber criminals. They don’t need a license or a tackle box to try to take advantage of many people’s natural trusting nature. Exploiting this trust is easier than hacking your software, so trickery attempts have become commonplace. According to Crowdstrike’s…
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The recent U.S. weather patterns, which have caused record breaking and unprecedented snow, ice and subzero temperatures across the country, may have you facing potential home claims in the days to come. Simply stated, the real damage occurs as the thawing begins, and a few precautionary steps may help to…
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During these unprecedented times, the challenge of managing the ever-increasing cost of health insurance has become more difficult as additional factors contribute to the number and frequency of claim occurrence due to an: Aging workforce population Increase in events that trigger COBRA eligibility Employers may not be able to eliminate…
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Changes from the Consolidated Appropriations Act, 2021. Introduction The Consolidated Appropriations Act, 2021 (CAA) included provisions affecting the Mental Health Parity and Addiction Equity Act (MHPAEA). The new provisions require group health plans to perform comparative analyses demonstrating compliance with the MHPAEA. Plans will now be required to provide these…
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Before You Call the Movers, Talk to Your Insurance Advisor While other segments of the economy have struggled under the weight of the pandemic, the real estate market has seen increased home prices amidst soaring demand. Many people have found themselves living and working in the same space. Suddenly, the…
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CLEVELAND – Feb. 3, 2020 – Oswald Labs introduces OswaldRx Plus, a proprietary solution focused on optimizing pharmacy programs by providing access to the clinical expertise of dedicated pharmacists. OswaldRx Plus helps members actively manage their medications while supporting employers to reduce cost and control risk for their population. “The…
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Employers, employees and families are all clamoring for more information on how to take care of their employees and families by getting them access to the COVID vaccination. Oswald Companies will continue to provide our customers with a steady flow of information based on the most reliable resources in the market.…
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WATCH FULL WEBCAST (Password: COVID2021!) In addition to other stimulus aid and COVID relief, the Consolidated Appropriations Act, 2021 (the “Act”) signed into law on Dec. 27, 2020, provided for a new round of Paycheck Protection Program (“PPP”) loans. These loans, however, are not the only critical COVID issues with…
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Over the last few months, there has been significant mail delays and the insurance industry has not been untouched by this slowdown. According to NPR, the U.S. Postal Service said it faces “unprecedented volume increases and limited employee availability due to the impacts of COVID-19.” Many are experiencing longer than…
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Amazon recently announced two new pharmacy offerings; Amazon Pharmacy gives individuals the ability to complete their entire pharmacy prescription transaction online, and Amazon PrimeRx, which is a discount program for Prime members to provide savings when not using insurance. Amazon Pharmacy Amazon Pharmacy service allows individuals to purchase up to…
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