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In the last year, Oswald clients spent more than $49 million on drugs that employees use to treat diabetes or, as has become the latest trend, induce weight loss. Drugs such as Ozempic® and Wegovy® became trendy weight loss alternatives in 2023, going viral on social media and talked up…

There’s a significant amount of risk involved in any construction project, so builders and contractors can’t be too careful when it comes to securing Builders Risk coverage for their projects. Oswald’s Design & Construction team recently attended the 2024 AGC Surety and Risk Management Conference, along with 600 of the…

Northeast Ohio is in the global spotlight due to its position in the Path of Totality for the total solar eclipse on April 8. As the sun becomes completely covered by the moon, it will likely be dark enough for streetlights to come on and to see some stars –…

A program and culture that drives individuals to interact with their primary care clinicians is one of the first and most important steps to moving towards a proactive approach of health management. By building trust with his or her primary care physician, an individual is more likely to follow guidance…

Think of a time when you felt a strong sense of belonging to a team or organization. Now, consider a time when you felt like an outsider and didn’t fit in. Whether you felt safe, empowered, isolated or silenced, you probably haven’t forgotten how you were made to feel. Belonging –…

Spring is just around the corner, which means farmers will be faced with new weather-related challenges and triumphs. However, there are multiple forms of insurance that farmers can use to protect their business when impacted by natural forces, and lenders often require such coverage to approve loans or financing for…

In recent years, long-term care has moved into the spotlight, and it is gaining traction, thanks to the Washington Cares Fund, which is funded by working residents of Washington state so they can have access to long-term care when they need it. Numerous states have since started to consider similar…

Drugs such as Ozempic®, Wegovy®,  Zepbound and other GLP-1s have become household names in a short period of time – and for good reason. They’re the latest way to lose weight, which is also making them the hottest new benefit an employer can provide. In fact, a recent survey showed…

In recent years, mental and financial health have become top of mind for employees and employers, and the numbers explain why. According to a recent report by Forbes, 62% of employees identified access to mental health services as key to overall job satisfaction. In addition, 36% of employees experience stress,…

Most days, my calendar looks like a crazy quilt of overlapping and wall-to-wall online meetings, something that was barely on my radar a few short years ago. As we work from home, family and pets can make uninvited appearances, causing work/life integration to take on a new meaning, especially for…