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Just like clothing styles, some white-collar crimes are back in fashion. In fact, they are so popular that they cost the American economy an estimated $426 billion annually, according to the U.S. Department of Justice. While it can be hard to prosecute these bad actors, companies can take steps to…

April is Distracted Driving Awareness Month, a time dedicated to raising awareness about the dangers of multitasking while operating a vehicle. In today’s fast-paced world, it’s easy to become distracted by our phones, passengers or other activities while driving. However, the consequences of distracted driving can be devastating, leading to…

Accounts receivable typically make up 40% of a company’s assets. With past-due invoices and non-payments becoming more common, it becomes a very vulnerable asset. That’s where Trade Credit insurance comes in. Trade credit or accounts receivable insurance helps businesses protect the capital they have in reserve and stabilize cash flow…

In the last year, Oswald clients spent more than $49 million on drugs that employees use to treat diabetes or, as has become the latest trend, induce weight loss. Drugs such as Ozempic® and Wegovy® became trendy weight loss alternatives in 2023, going viral on social media and talked up…

There’s a significant amount of risk involved in any construction project, so builders and contractors can’t be too careful when it comes to securing Builders Risk coverage for their projects. Oswald’s Design & Construction team recently attended the 2024 AGC Surety and Risk Management Conference, along with 600 of the…

Northeast Ohio is in the global spotlight due to its position in the Path of Totality for the total solar eclipse on April 8. As the sun becomes completely covered by the moon, it will likely be dark enough for streetlights to come on and to see some stars –…

A program and culture that drives individuals to interact with their primary care clinicians is one of the first and most important steps to moving towards a proactive approach of health management. By building trust with his or her primary care physician, an individual is more likely to follow guidance…

Think of a time when you felt a strong sense of belonging to a team or organization. Now, consider a time when you felt like an outsider and didn’t fit in. Whether you felt safe, empowered, isolated or silenced, you probably haven’t forgotten how you were made to feel. Belonging –…

Spring is just around the corner, which means farmers will be faced with new weather-related challenges and triumphs. However, there are multiple forms of insurance that farmers can use to protect their business when impacted by natural forces, and lenders often require such coverage to approve loans or financing for…

In recent years, long-term care has moved into the spotlight, and it is gaining traction, thanks to the Washington Cares Fund, which is funded by working residents of Washington state so they can have access to long-term care when they need it. Numerous states have since started to consider similar…