Year after year, for many employers it’s the same story. The cost of employee benefits keeps rising, causing many companies to look for ways to plug the leak. This often means reducing benefits and shifting more of the cost to employees, but it doesn’t have to. An Individual Coverage Health…
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A company cannot meet the wellness needs of every employee simply by implementing company-wide solutions and initiatives. Leaders must get to know their employees to holistically support their well-being. When the employer successfully implements a culture of wellness and provides appropriate management training, the specific needs of individuals are provided…
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Business transactions can be risky, especially when it comes to mergers and acquisitions or joint ventures. Financial, operational and legal risks have always been a part of the equation, but new trends are coming to light. Executives must consider how the global business environment and economy will weigh on the…
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In my experiences as a female leader, we spend a good portion of our careers trying to attain our desired status and position, while also creating and fostering our leadership style for an open and community-based work environment. With hybrid and virtual work schedules here to stay, how can we…
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When thinking about employee benefits, insurance and the care for an injury or illness often come to mind. However, organizations can shift this mindset to a healthier approach by being more proactive and focusing on wellness. The goal is to urge employees to make healthier lifestyle choices every day, which…
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Horses serve many purposes. They can be used to work, race, ride or just to own as pets, but they are a significant investment that should be protected. There are numerous types of insurance that can cover death, medical expenses, loss of use, and liability. Mortality: Most often used for…
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In the face of impending market shifts, it’s vital to evaluate your pharmacy benefit manager (PBM) to make sure you’re getting the best value for your money, while also providing for the needs of your employees. Oswald Companies can maximize the value of your spend by evaluating all options available,…
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A 2022 U.S. Supreme Court ruling essentially put an end to the use of affirmative action programs in college admissions, opening the door for similar rulings for private employers. Understanding what this could mean for your organization could help you protect it in the long run against claims of discrimination.…
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The pharmacy landscape has evolved in recent years and 2024 is expected to bring even more challenges. Employers managing self-funded benefits should brace themselves for the onslaught by asking the following questions. One of the biggest difficulties facing employers is the emergence of new gene therapies. While advanced gene therapies…
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The landscape of pharmacy benefits for employers with self-funded plans is undergoing seismic shifts, driven by several major trends that have substantial financial implications. Based on a review from the Kaiser Family Foundation of over 3,911 drugs, over 50% experienced price increases at or above the rate of inflation between…
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