Media Center

A private equity-backed manufacturing client needed to explore alternatives to traditional group medical plans after seeing a steep renewal increase for the upcoming plan year. The company, an Oswald client since October 2023, was facing a 45% increase, which would have increased costs by $170,000 annually.   The company, which had…

Problem A transportation client with more than 100 full-time enrolled employees had been operating within a professional employer organization (PEO) model for several renewal cycles, with its health insurance embedded in that structure. The client was utilizing a broad network but consistently faced challenges finding in-network providers across the state.…

Problem A manufacturer provided health insurance for roughly 50 employees. The organization connected with Oswald, even though they had just made an entire plan and broker change 10 months prior. Oswald gained deeper insights into the organization’s goals, values, and culture, while also providing a brief overview of the process Oswald…

Problem A small manufacturer with 40 employees offered a health plan that was outdated. The fully insured group plan cost the company about $1 million a year in premiums. A financial advisor referred the company to Oswald to take a closer look at better options for providing health benefits. Solution…

Problem A nonprofit with 86 employees absorbed a 32% increase for employee health benefits in 2024. They were told by their existing broker that premiums would go up another 25% in 2025. Upon being questioned, the broker said the best they could do was to reduce the premium increase to…

Problem A large health system with 1,200 employees was an existing Oswald client. Like many businesses, they began to see costs rise in their traditional employee benefits health plan. Double-digit stop loss increases Significant high-cost claim activity Higher overall cost of care In addition, the employer struggled with employee retention…

Problem A large, global manufacturer had been working with a broker who did not monitor the company’s ongoing risk.  The client was led to believe the health insurance plan would have a modest cost increase of 5% at renewal, when in fact, it turned out to be 27% when all…

Problem A public sector client was not happy with its existing wellness partner, so Oswald was hired to create a better program that would encourage wellness across the organization. Their goal was to create awareness and engagement around wellness, both physically and emotionally. Solution Oswald took a deep dive into the…

Problem Our Ohio-headquartered client with a workforce primarily located in North Carolina acquired a company based in Texas. The employees at the North Carolina location were provided a low-benefit, minimum essential coverage medical plan. However, the Texas location offered more traditional medical plans and generous ancillary benefits. Our client hoped…

Problem An Oswald client faced the challenge of identifying the source of their skyrocketing medical costs. At the same time, they experienced extremely high medical benefit drug charges due to the network paying a percentage of charges that the outpatient facility determines. Solution Our analytics advisors and service team worked…