In today’s highly competitive housing market, you may be excited when you think you’ve found the perfect home: a condominium in your price range with a great location and the promise of no lawn maintenance. Before you finalize your purchase, carefully review the association bylaws and the association’s master insurance…
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CLEVELAND, Jan. 17, 2025 – The principals of ClearPath Benefit Advisors and their employees have joined Oswald Companies, one of the nation’s largest independent risk management and insurance brokerage firms. Effective Jan. 2, the move significantly increases Oswald’s Central Ohio presence, with 12 people joining the Columbus office. Oswald Companies Columbus…
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What does winter weather mean to you? -Fluffy piles of snow? -Ice storm followed by rain? -Prolonged sub-freezing temperatures? -Strong winds? -Snow, after snow, after more snow for weeks at a time? -Power outages due to ice, wind or snow? There are no wrong answers here. Depending on the type…
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With 2025 kicking off, people have reached out asking what this year has in store for the health insurance market. Tough question, with a lot of nuances. As the M&A market (hopefully) substantially improves, deal teams want to know how to forecast trend into quality of earnings and purchase price…
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Ransomware has been a common term for cyberattacks for years, but privacy liability claims are on the rise and should be a concern for your organization. For years, ransomware was the parting gift after a system compromise, but litigation is the unwanted gift that keeps giving. The volume of litigation…
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Robert Klonk, chairman and CEO of Oswald Companies and Unison Risk Advisors, and Eddie Taylor, president and CEO of Taylor Oswald, were named to the Crain’s Cleveland Business Power 150 class of 2024. The Power 150 consists of executives leading Northeast Ohio’s most influential organizations and who are best positioned to move the region…
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List Recognizes U.S. Companies For Exceeding Best Practices in Financial Responsibility, Stakeholder Ratings, Social Responsibility CLEVELAND, Dec. 18, 2024 – Oswald Companies was recognized in the second annual rankings of the Excellence 1000 Index by Newsweek. The list honors the top 1,000 companies that have demonstrated best practices in financial…
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Since 1996, the federal government has been protecting patient information through the Health Insurance Portability and Accountability Act, better known as HIPAA. Those regulations were updated in Spring 2024, and all businesses with at least 50 employees are required to update their policies by Dec. 23, 2024. Implementing an initial…
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Following the fatal shooting of UnitedHealthcare’s CEO on Dec. 4, organizations of all sizes have begun asking more questions about security and protection. Many are familiar with insurance products such as Directors & Officers or Executive Liability, which protect executives from potential lawsuits. But, what about protecting high-profile executives from…
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An FSA is an employer-sponsored benefit that allows employees to contribute a portion of their paycheck into a special account that can be used for qualifying medical expenses. The contributions are made on a pre-tax basis, reducing your taxable income and, therefore, lowering your overall tax liability. For 2024, the…
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