Media Center

Onsite Health Clinics: Exploring the Advantages

oswaldcompanies

Onsite Health Clinics are not just for the jumbo employers any more. Anticipating shortages in primary care, and frustrated with the cost and quality of care available, companies of all sizes are taking primary care in-house. Employers are also expanding the scope of their clinic services, finding many ways to…

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What is a Surety Bond?

Mark Rader

In simple terms, a surety bond is a third party financial and/or performance guarantee of a contract or other legal obligation between two parties. While there are hundreds of bond types, the most common types are bid bonds, performance bonds, payment bonds, license bonds, estate administrator bonds, and appeal bonds.…

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Parents: Recognize The Risks of Teenagers, Parties and Alcohol

Kimberly Lucarelli

If you have teenagers, or will soon, don’t ever assume … … they’ll never invite friends over when you’re away. Or that their friends will never bring alcohol into your home. Teens thrive on friendships and weekend parties, but long gone are the days when teens planned those parties during…

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Growing Public Resentment of Wealth Creates Disturbing Trend

Kimberly Lucarelli

If you are professionally successful, financially comfortable, own a nice home in an “upscale” zip code, there’s a growing threat you could become the target of a high-stakes lawsuit … simply because of your status. That’s the conclusion of a recent national survey sponsored by ACE Private Risk Services among…

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Oswald Companies Earns 2013 Crain’s Health Care Heroes Award in Wellness

Sarah LoPresti

Cleveland – April 17, 2013 – Oswald Companies, one of the largest independently-owned insurance brokerage and consulting firms in the U.S., has been named a 2013 recipient of the Crain’s Health Care Heroes Awards in the Wellness Category. As a full service, employee-owned insurance brokerage and consulting firm headquartered in…

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When Your Surety Surprises You and Says “No”

Mark Rader

It’s usually not the end of the world when your surety company says “no,” but certainly this is a position you should try to avoid.  However, when a surety does surprise you by saying “no” to your bond request, there is a disconnect somewhere between the surety, the broker, the…

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Surety Bonds for the Legal Profession

Mark Rader

The judiciary requires a surety bond to help protect property or money. Some of the most common surety bonds include: Appeal Bonds (or Supersedeas Bonds)- stop judgment enforcements and guarantee payment when appeals are lost. Attachment Bonds (or Replevin Bonds)- help seize defendants’ property, which plaintiffs can later sell or transfer. Injunction…

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Oswald Selected as NEO Success Award Winner

oswaldcompanies

CLEVELAND – March 14, 2013 – Oswald – one of the largest independently-owned insurance brokerages in the U.S. – is proud to be recognized as a NEO Success Award winner in 2013, for the fifth consecutive year. Oswald will be recognized at the Inside Business Award Luncheon on March 21,…

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Oswald Companies Appoints Janice Tomlinson to its Board of Directors

oswaldcompanies

CLEVELAND – March 14, 2013 – Oswald Companies has announced the election of Janice Tomlinson to its Board of Directors. Tomlinson is former Executive Vice President, International Field Operations Manager, with The Chubb Corporation. She retired in December 2009 after a 36-year tenure with the company. Tomlinson joined Chubb in…

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What Are We Exchanging in a Health Insurance Exchange?

oswaldcompanies

With every paradigm shift, disruptions occur. We are in the midst of employee benefit landscape changes so vast that they rival the passage of ERISA in 1974. Simultaneous with PPACA provisions that affect employers (the tip of the iceberg), there is a massive restructuring of the U.S. healthcare system (the…

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