The pharmacy landscape has evolved in recent years and 2024 is expected to bring even more challenges. Employers managing self-funded benefits should brace themselves for the onslaught by asking the following questions. One of the biggest difficulties facing employers is the emergence of new gene therapies. While advanced gene therapies…

The landscape of pharmacy benefits for employers with self-funded plans is undergoing seismic shifts, driven by several major trends that have substantial financial implications. Based on a review from the Kaiser Family Foundation of over 3,911 drugs, over 50% experienced price increases at or above the rate of inflation between…

CLEVELAND and GROSSE POINTE, MICH., Jan. 9, 2024 – Brieden Consulting Group (BCG), an employee benefits agency in Grosse Pointe, Mich., has joined Cleveland-based Oswald Companies, one of the country’s largest independent insurance brokerage and risk management firms. Details of the transaction were not disclosed. The addition of Brieden strengthens…

Employee benefits are a vital component of any organization’s talent management strategy. Done well, they help attract top talent and contribute to employee satisfaction and retention. However, with great benefits come great responsibilities, particularly in the realm of compliance. Here are four reasons your company should make compliance a priority.…

Don’t assume that an athlete’s personal insurance (their general liability from a homeowner’s policy or personal umbrella coverage) or even the league itself will cover a player promoting their celebrity off the field. It’s important to know that this is NEVER the case, but insurance products are available through select…

Robert Klonk, chairman and chief executive officer of Oswald Companies and Unison Risk Advisors, and Eddie Taylor, president and chief executive officer of Taylor Oswald, have been named among Ohio’s most powerful and influential leaders by Ohio Business Magazine. Klonk and Taylor join an impressive list of movers and shakers…

They’re everywhere. In your drinking water, household items such as cookware, clothing and stain-resistant carpet, as well as shampoo, paint and detergent. They’re called PFAS, a group of 4,000 perfluorinated and polyfluorinated alkyl substances that are used in consumer products to make life easier. They make clothing waterproof, pots and…

A common set of chemicals found in our drinking water, food and many consumer products is emerging as the latest threat in insurance. Organizations that use these chemicals will likely be held accountable by insurance companies. Hear from Oswald and RT Environmental for an overview of this chemical and its…

As fall turns into winter, we lose daylight, and the weather creates challenging road conditions: one of the biggest winter risk and safety concerns. Review the following quick risk management best practices to support safer winter driving for yourself and your employees: Give yourself adequate time to reach your destination. Allow for an…

CLEVELAND, Nov. 20, 2023 – Unison Risk Advisors has hired Andrew Maisano as its senior vice president of corporate development. He will focus on merger and acquisition strategy. Unison Risk Advisors is the holding company for Oswald Companies of Cleveland, Baltimore-based RCM&D and Miami-based NSI Insurance. Unison Risk Advisors is…