Historically, worker health and worker safety have been addressed from two separate silos. Safety is normally handled by a finance and safety team focused on occupational safety, lowering instances of injury, and workers’ compensation cost reductions. On the other side, health and wellness programs are typically handled by an HR…

As nonprofits face an increasing amount of need by those they serve, they can also look forward to a host of potential pitfalls on the back end. Nonprofits should keep an eye on several trends that could impact operations by boosting their exposure to risk. Potential Property Pitfalls Insurers are…

Criminals prefer easy targets. Therefore, it stands to reason that industries slow to implement proper cybersecurity measures are among the easiest targets for cybercriminals to infiltrate. Construction has lagged behind other industries in its adaptation of technology solutions and as a result, is a favorite cyberattack target. Two of the…

As you drive down the highway witnessing jet skis and boats being towed to their destinations, it’s a sure sign that summer has arrived. For those living in a four-season state, you’ve been longing for the days of fishing, cruising and all the fun activities that boating season brings. However,…

More than one million fires are reported by fire departments every year.  The number of fires has risen substantially in recent years. According to the U.S. Fire Administration, in 2022 cooking was responsible for nearly half (47.7%) of home fires, followed by faulty heating, carelessness, and electrical malfunction. Fires cause…

If you use a gas grill, heat your home or spend time in an industrial facility, chances are you have used propane. It’s a well-established gas for many uses, but it can be dangerous. Below are some rules to practice safety in the household and the workplace by following regulations…

In today’s highly competitive housing market, you may be excited when you think you’ve found the perfect home: a condominium in your price range with a great location and the promise of no lawn maintenance. Before you finalize your purchase, carefully review the association bylaws and the association’s master insurance…

CLEVELAND, Nov. 21, 2024 – Oswald Companies received the Ruth Ratner Miller Award from Downtown Cleveland Alliance on Nov. 20. The award is bestowed upon those who have made significant investments in the community. Founded in 1893, Oswald was recognized for its 131-year commitment to downtown Cleveland. Oswald recently moved…

Qualified retirement plans, group term life and group disability insurance plans are normally structured to provide the same benefit formula across the board for all covered employees. This results in reverse discrimination against highly paid executives due to benefit and contribution caps. However, there is a way to pay executives…

Unfortunately, resident injuries and even death can happen at care facilities such as nursing homes and assisted living facilities. Take, for example, the case of Lucy Garcia. Lucy was a patient at the Arbors of Oregon, a nursing home in the Toledo, Ohio, area. Lucy, 72, died of sepsis after…