Precision Medicine is Personalizing Care

oswaldcompanies September 3, 2024

Approach Could Save Employers Money Medical treatments are moving away from the one-size-fits-all approach to personalize illness prevention and treatment. Implementing this strategy improves the member experience and can help save employees and employers money on medical care. Precision medicine considers the unique differences in a person’s genetic makeup, environment…

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How Does a Captive Work? (Part 1)

Ron Boynar August 30, 2024

Employers with fewer than 100 eligible employees have often avoided self-funding their group health insurance programs because they’ve been afraid of the risk. However, with the rising costs of employee health benefits, many employers are turning to self-funding to get control of spending. There are four main components of any…

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[Video] Talent Depth in Risk and Insurance at Oswald Companies (Part 2)

oswaldcompanies August 22, 2024

Our team’s diverse talents and passion for excellence make us unique. We build our teams across generations of experience, with diverse backgrounds and specialized skills, to put the best minds at the table to work for you and see risks from all angles.  

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Limitation of Liability: What Is It? Why Is It Beneficial?

Tim Shumrick August 22, 2024

Disaster strikes. A design flaw becomes apparent during construction administration. Tempers flare between a design professional on the project and the project owner. Exasperated over the prospect of rework, a pushed-back schedule, and general disruption to project progress, the project owner files a claim against the design professional with a…

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Taking the Guesswork Out of Various Liability Coverages – Which Coverage Do You Need and Why?

Julie Ghann August 16, 2024

Every business has its bad days and problems to solve, so make sure you have the right coverage to protect your business when common issues arise. Manufacturer Errors & Omissions This covers a manufacturing mistake or negligent service that results in a third-party financial loss without bodily injury or property…

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How to Build a World of Protection Around Your Construction Project and Your Business

Ben Osborne August 13, 2024

There’s a significant amount of risk involved in any construction project, so builders and contractors can’t be too careful when it comes to securing Builder’s Risk coverage for their projects. One way to ensure compliance is to be aware of the latest trends in insurance coverage and contract terms. Think…

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[Video] Risk and Insurance: 360-Degree Protection from Oswald Companies

oswaldcompanies August 5, 2024

Understanding your insurance coverage is vital for protecting your assets and ensuring peace of mind. Here’s how Oswald offers 360-degree protection to meet clients’ needs.  

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Understanding the Difference: Duty to Defend vs. Reimbursement Insurance Policy Forms

Zachary Zenger July 11, 2024

When it comes to navigating the complex world of insurance, particularly in the context of legal defense, the two provisions that are widely considered are Duty to Defend and Reimbursement/Indemnity forms. While both provisions are specific to liability coverage, it is important to understand the difference between them because they…

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Oswald Companies Listed Among Leaders of Corporate Citizenship

oswaldcompanies July 10, 2024

COLUMBUS, July 10, 2024 – Oswald Companies’ Columbus office has been listed among the leaders receiving the Corporate Citizenship Award from Columbus Business First for its in-kind contributions. The award is bestowed upon for-profit companies for their financial contributions, volunteer service and in-kind donations to the area’s charities and nonprofit…

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[Video] Talent Depth in Risk and Insurance at Oswald Companies

oswaldcompanies July 8, 2024

At Oswald, our team’s rich pool of skills and knowledge is what sets us apart. We believe that talent depth translates into delivering value to our clients and our community.  

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