If you had to rank in order of importance the top three group welfare benefits an employer could offer an employee, what would they be? Perhaps number one would be medical, number two would be dental and number three would be vision. Would long-term disability rank in your top five?…

Matt Miklos of UROne Benefits®explains why and how Medicare Advantage Plans may benefit employees and employers alike. One of the more confusing and complicated decisions an employee has to make is what to do when they or their spouse turn 65 and become Medicare eligible…especially if they choose to continue…

In the complex landscape of employer-sponsored health plans, one area often overlooked but ripe for scrutiny is prescription drug coverage. As medical care costs continue to soar, smart businesses are reevaluating their approach to this essential component of employee benefits. By unearthing the hidden intricacies of prescription drug expenses and…

Climate change, extreme weather and cyberattacks, among other global trends, remain the primary factors driving inflation in premiums for specialties such as commercial property, commercial auto and cyber, according to the Unison Risk Advisors 2023 Fall Commercial State of the Market report. For broad-based insight behind what’s affecting risk and…

The mission of many human service organizations is to provide meaningful programs and services in their community to children and their families in a safe, supportive setting. One of the most important aspects of these services is to protect the most vulnerable population that they serve. Sadly, child sexual abuse…

In today’s competitive business landscape, retaining talented employees is crucial for maintaining stability and growth. High turnover and absenteeism rates can hinder productivity and morale within an organization. The key to addressing these challenges lies in enhancing employee engagement. Engaged employees are not only more productive and committed, but also…

The news has been full of cyberattacks recently – and they’re not just targeting small companies. MGM Resorts faced a large cyberattack that had caused the company to lose an estimated 10-20% of revenue per day the company’s systems were down across the country. Competitor Caesars Entertainment faced a similar…

Does your company need a risk management vehicle that not only protects your company, but also provides financial flexibility and return-on-investment? Oh, and did we mention that you would also be the owner of this valuable risk management option? Captive insurance programs are an attractive alternative to high premiums and…

In recent years, the life insurance industry has witnessed a significant shift toward accelerated underwriting approaches. Here are the key features, advantages and considerations associated with this innovative approach. Understanding Accelerated Underwriting Accelerated underwriting is a streamlined process that uses advanced technology and data analytics to expedite the life insurance…

In the fast-paced and ever-evolving world of human resources, effective employee benefits communication has become crucial in attracting and retaining top talent. As organizations adapt to new technologies and changing workforce demographics, the way they communicate their benefits packages must also transform. However, even the most thoughtfully developed benefits strategies…