We know you strive to provide benefits that protect your employees’ well-being and financial security. One area that often gets overlooked is the potential need for long-term care (LTC). LTC provides non-medical support for people who need help with daily activities, such as bathing, dressing or eating or those who…

For today’s family enterprises, sustaining a legacy requires more than prudent investing or strong governance. Long-term resilience increasingly depends on the ability to innovate sustainably, not only through new ventures or technologies, but by building systems that safeguard the enterprise across generations. In this environment, a sophisticated risk strategy has…

We’re all familiar with Valentine’s Day—the day for love, thoughtfulness, and meaningful gifts. From flowers and chocolates to heartfelt cards and, of course, fine jewelry, these items often carry both emotional and financial value. Now it’s time to get practical. If you’ve recently purchased—or received—a significant gift, it’s important to…

One of the most challenging aspects of running an employee benefits program is finding a balance between quality and cost control. Oftentimes, the two seem to be at odds. However, with the right strategy in place, employers can offer cost-effective solutions without compromising on quality.   The cost of employer-sponsored health benefits continues to escalate, putting greater financial pressure on employers. Annual family…

Earthquakes are among the most unpredictable and destructive natural disasters, often striking without warning and causing significant damage to property, infrastructure and human life. Many people associate earthquakes with the West Coast, but nearly 75% of the United States faces some level of earthquake risk. February is Earthquake Awareness Month, making this an ideal…

Early detection has the power to save lives.   When cancers are caught early, before they spread to other parts of the body, they have a higher likelihood of responding to treatments such as surgery or chemotherapy, research shows. Cancers that are not detected until later stages, on the other hand, are more difficult to treat and have limited…

As hybrid work environments become the norm, ensuring ergonomic safety for employees is more important than ever. A well-designed workspace reduces injury risk, boosts productivity and supports overall well-being. Whether you’re at a corporate desk or working remotely, small adjustments can make a big difference. Setting Up for Success at…

With your 2025 OSHA log finalized, the next step in maintaining compliance is ensuring proper posting and reporting in early 2026. These requirements not only keep you aligned with federal regulations but also demonstrate transparency and commitment to workplace safety. Key Compliance Deadlines Posting Period: February 1 – April 30, 2026…

Transparency is about making things easy to understand. For many, the U.S. healthcare system is anything but easy to understand. From high costs to a lack of care continuity, navigating the system can be tricky.        The idea of “healthcare transparency” has been floated in recent years as a potential solution to the confusion. The thought is that making information about healthcare costs and treatment outcomes more accessible will help stakeholders, such as members and employers, make smarter healthcare…

Now that more seasonal temperatures have set in, it’s time to think about frozen pipes, which can cause a lot of headaches and even significant damage. Here are some tips to help prevent a loss and alleviate the damages. Prevention Keep the heat up. Winter is not the time to…