Commercial property owners and developers have had a tough time in recent years dealing with the effects of extreme weather. However, in 2025, they may be facing a new challenge – tariffs. As tariffs continue to fluctuate, impacted countries are considering retaliating with tariffs of their own on American goods.…

May 2025 With 10 years of experience in the insurance and healthcare industry, I’ve had the privilege of working alongside some of the brightest minds in the field.  Over the years, I’ve met with over 500 different organizations and personally consulted with more than 100 companies, ranging in size from…

The insurance market is navigating a complex landscape influenced by evolving risks, regulatory changes and economic uncertainties. While certain sectors are experiencing stabilization and even softening, others continue to face persistent challenges that demand strategic risk management and proactive adaptation. New tariffs have added an additional layer of complexity, driving…

The Impact of Tariffs You understand how tariffs work, but the current unpredictable environment of tariffs being levied, pulled back, and put on hold is likely a new experience. Here are a few concerns to ponder as you attempt to plan ahead for your insurance and bonding needs. Many imported…

Tariffs, which are taxes imposed by governments on imported goods, have become a significant concern for the design and construction industry. These tariffs can affect material costs, supply chains, project timelines, and overall economic health. This article explores the fears and risks associated with tariffs and their impact on the…

As you watch the evening news at almost any time of the year, there are bound to be stories about rising waters engulfing a road, a home, and maybe even an entire neighborhood. You probably wonder if your current homeowner’s, condominium or renter’s insurance would cover your property in case…

With 10 years of experience in the insurance and healthcare industry, I’ve had the privilege of working alongside some of the brightest minds in the field.  Over the years, I’ve met with over 500 different organizations and personally consulted with more than 100 companies, ranging in size from 30 employees…

In the midst of tax season, organizations are moving at a rapid pace to meet deadlines and internal demands. Criminals know this hectic time is opportune for scams and fraud. Between January and April 15th, the IRS reports the number of scams has jumped significantly in the last few years.…

Designer or name-brand prescription drugs can be a significant expense for many consumers, yet some hesitate to switch to generic drugs due to common misconceptions and beliefs. To clear up any confusion, we turned to the U.S. Food and Drug Administration (FDA). Myth #1: Generic prescription drugs aren’t as effective…

Rebates always sound appealing – who wouldn’t want to recoup money on a product that would be purchased anyway? But, when it comes to prescription drugs, rebates aren’t always as beneficial as they may seem on the surface. Sometimes, they can do more harm. In the search for a pharmacy…