It is no secret that the U.S. spends an astonishing amount on medical care. In 2023, the average health spend per person in the U.S. was $13,432, which was $3,700 more than the average spend in other similar countries, according to the KFF-Peterson Health System Tracker.   The problems facing the…

In 2022, a child’s life was saved simply because a door was shut when a fire broke out, giving rescue teams time to reach him. Closed doors block fire and smoke and can stop the flow of oxygen, which fuels a fire. For those reasons, maintaining fire doors to keep…

The next big disruptor in health and wellness may not be a new drug, but rather, a smarter version of one.   Biosimilars are reshaping the way we think about cost, access and innovation in medicine. Biosimilars are medications that are highly similar to biologic drugs that have been approved by…

The senior living industry is evolving rapidly, with providers expanding their services, acquiring new campuses, and caring for increasingly diverse populations. With this growth comes a more complex risk environment that involves integrating clinical care, property management, staffing, cybersecurity and insurance to work toward safety, continuity and long-term resilience. Here…

The rising cost of healthcare continues to be a significant burden for employers. On July 30, Oswald hosted a Healthcare and Innovation Summit, which provided a unique opportunity for corporate executives, HR leaders, CFOs and business owners to learn about advancements in the healthcare business that have a direct impact…

July 2025 ABOUT THE AUTHOR:   With 10 years of experience in the insurance and healthcare industry, I’ve had the privilege of working alongside some of the brightest minds in the field.  Over the years, I’ve met with over 500 different organizations and personally consulted with more than 100 companies, ranging…

Many businesses will never reopen after being hit by a hurricane. Of those that do, many will close within a year, according to the Federal Emergency Management Agency. But all is not lost just yet. Actions and planning during the off-season impact how well you are ready to weather another…

The senior living industry is experiencing an historic transformation. Driven by an aging population, shifting care demands, staffing shortages and rising operational costs, many owner/operators are evaluating whether to grow through acquisition or exit the market entirely. As a result, senior care is seeing an unprecedented number of ownership changes,…

It has been several years since GLP-1 medications took the health and wellness landscape by storm. While this class of drugs was introduced to the market as a treatment for Type 2 diabetes 20 years ago, it has gained widespread attention as a solution for weight loss and has been…

As tensions and uncertainty in the Middle East increase, organizations should be more vigilant about their cybersecurity measures. During crisis situations, such as a war or global health issue, cybercrime increases, according to the World Economic Forum. That’s in addition to rising cyber activity for organizations of all kinds and even…