From planning, to activation, to responsiveness, strategic compliance programs are critical in today’s business climate, with more recent laws and regulations presenting the growing need for companies to get their arms around all of their unique exposures. Recently Kim Ferenchak, Oswald’s Executive Risk Practice Leader, served as a guest panelist…

Join Oswald this Thursday, November 14 at 2:00 pm Eastern Time for an overview of how the Affordable Care Act increases the exposure to large claims, how to evaluate your risks and alternatives to conventional funding. Mandated changes from Affordable Care Act which must be made for all group medical…

CLEVELAND – September 3, 2013 – Oswald – one of the largest independently-owned insurance brokerages in the U.S. – is proud to be a sponsor of the first annual WKYC Health and Wellness Expo at the new Cleveland Convention Center. The expo, a free public event, will take place Saturday,…

With an increasingly unpredictable economy, the topic of reducing the cost of home and auto policies is front and center. Of course, it’s never prudent to cancel your home or car insurance poli­cies or let them lapse. That is not only risky, it could invite trouble. However, by implementing a…

With all of the constant incoming news on the accessibility of the insurance exchanges, many questions have surfaced. Will they (or won’t they) be ready? What will the costs be? What will the plans look like? It has stirred some debate among HR professionals as to whether this will serve…

Earlier this month, the State of Ohio Department of Insurance released information on the pricing of the proposed rates for the 14 companies that have filed for the 2014 Federal Exchange in Ohio. It states that “insurers expect the cost to cover health care expenses for consumers will significantly increase.”…

While it has received little press to this point, it is important to note that the Strategic Enforcement Plan that the U.S. Equal Opportunity Commission (EEOC) approved on December 17, 2012, will have an effect on how you conduct business. Why is this important news today? Results of this ‘plan’…

Would you give a complete stranger the keys to your home or office? Probably not. Yet that’s exactly what occurs when you or a family member log onto a social media site like Facebook, or one of the popular “check-in” sites, without taking adequate steps to guard your privacy. Those…

The Internet has fundamentally changed the cyber liability landscape in that it is both global and borderless.   According to the Verizon 2013 Data Breach Investigation Report, 38% of security breaches hit larger organizations with 20% involving the manufacturing and transportation industries. The report cited that most breaches involve “stolen…

Onsite Health Clinics are not just for the jumbo employers any more. Anticipating shortages in primary care, and frustrated with the cost and quality of care available, companies of all sizes are taking primary care in-house. Employers are also expanding the scope of their clinic services, finding many ways to…