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Understanding Alternative Funding Arrangements for Your Employee Benefits Program

As benefit costs continue to escalate, many employers are searching for ways to gain more control over their expenses. One solution they may consider is using an alternative funding arrangement for their employee benefits.   Alternative funding arrangements can offer flexibility in plan design and opportunities for long-term cost savings. Unlike…

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[July 30 Event] Innovate Health: Pioneering the Future of Healthcare

oswaldcompanies

We are excited to invite you to our upcoming Healthcare & Risk Innovation Summit on July 30, 2025. The event will be a unique opportunity for corporate executives, HR leaders, CFOs and business owners to learn about advancements in the healthcare business that have a direct impact on the health and wellbeing of their…

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Rising Medical Costs in Cincinnati May Leave Employers Wondering Which Route to Take, This Benefit Might be the Map They’re Looking For

Daker Monroe

Year after year, for many employers it’s the same story. The cost of employee benefits keeps rising, causing many companies to look for ways to plug the leak. This often means reducing benefits and shifting more of the cost to employees, but it doesn’t have to. An Individual Coverage Health…

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[April 9 Event] Meatballs and Benefits: Strategies for Smarter Savings

oswaldcompanies

Join us for lunch to break bread and learn how Individual Coverage Health Reimbursement Arrangements (ICHRA) and other innovative benefits strategies can help your business save on health care costs. Shaping the future of your employee health insurance benefits may be easier than you think. While the traditional efforts of…

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Oswald Generates Savings and Better Benefits for Nonprofit: A Case Study

oswaldcompanies

Problem A nonprofit with 86 employees absorbed a 32% increase for employee health benefits in 2024. They were told by their existing broker that premiums would go up another 25% in 2025. Upon being questioned, the broker said the best they could do was to reduce the premium increase to…

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How to Control your Health Spend with an ICHRA: Webinar Recap

oswaldcompanies

The Individual Coverage Health Reimbursement Arrangement (ICHRA) is being billed as the latest way to help employers stabilize benefits costs while still providing for employees, but is it? Our experienced team provided insight on how an ICHRA works and how it has the potential to save companies money. Click here…

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What is an ICHRA? Is it the Right Choice for your Company?

Year after year, for many employers it’s the same story. The cost of employee benefits keeps rising, causing many companies to look for ways to plug the leak. This often means reducing benefits and shifting more of the cost to employees, but it doesn’t have to. An Individual Coverage Health…

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ICHRAs Continue to Serve Many with Individualized Insurance Options: Crain’s Cleveland Business Feature

oswaldcompanies

Oswald Companies was a featured contributor in the Crain’s Cleveland Thought Leadership Forum: Employee Benefits, May 2022. In the article titled “ICHRAs continue to serve many with individualized insurance options,” Frank Spinelli, Managing Director, UROne Benefits®, discusses how Individual Coverage Health Reimbursement Arrangement (ICHRA) can be mutually beneficial to both…

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How ICHRAs are Redefining Employer-Sponsored Health Insurance for Boomers and Millennials: Columbus Business First Feature

oswaldcompanies

Oswald Companies was a featured contributor in the Columbus Business First Health Care News, October 2020. In the article titled “How ICHRAs are redefining employer-sponsored health insurance for boomers and millennials,” Jonathan Sadlier, Vice President, Market Leader, Central Ohio, discusses the benefits of Individual Coverage Health Reimbursement Arrangement (ICHRA) as…

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