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Spring is just around the corner, which means farmers will be faced with new weather-related challenges and triumphs. However, there are multiple forms of insurance that farmers can use to protect their business when impacted by natural forces, and lenders often require such coverage to approve loans or financing for…

Business transactions can be risky, especially when it comes to mergers and acquisitions or joint ventures. Financial, operational and legal risks have always been a part of the equation, but new trends are coming to light.   Executives must consider how the global business environment and economy will weigh on the…

Horses serve many purposes. They can be used to work, race, ride or just to own as pets, but they are a significant investment that should be protected. There are numerous types of insurance that can cover death, medical expenses, loss of use, and liability. Mortality: Most often used for…

A 2022 U.S. Supreme Court ruling essentially put an end to the use of affirmative action programs in college admissions, opening the door for similar rulings for private employers. Understanding what this could mean for your organization could help you protect it in the long run against claims of discrimination.…

Oswald Companies has hired Dave Zastudil as the managing director of its Property & Casualty business unit. This strategic addition to Oswald’s leadership team further positions the firm for growth. Zastudil joins Oswald after nine years with a national insurance brokerage firm, where he was area vice president and a…

Don’t assume that an athlete’s personal insurance (their general liability from a homeowner’s policy or personal umbrella coverage) or even the league itself will cover a player promoting their celebrity off the field. It’s important to know that this is NEVER the case, but insurance products are available through select…

They’re everywhere. In your drinking water, household items such as cookware, clothing and stain-resistant carpet, as well as shampoo, paint and detergent. They’re called PFAS, a group of 4,000 perfluorinated and polyfluorinated alkyl substances that are used in consumer products to make life easier. They make clothing waterproof, pots and…

A common set of chemicals found in our drinking water, food and many consumer products is emerging as the latest threat in insurance. Organizations that use these chemicals will likely be held accountable by insurance companies. Hear from Oswald and RT Environmental for an overview of this chemical and its…

As fall turns into winter, we lose daylight, and the weather creates challenging road conditions: one of the biggest winter risk and safety concerns. Review the following quick risk management best practices to support safer winter driving for yourself and your employees: Give yourself adequate time to reach your destination. Allow for an…

Losing your home to a fire or severe weather is stressful enough. The last thing you should have to worry about is not having enough insurance to rebuild it or to be fully reimbursed, but such worries are becoming more common as replacement costs have skyrocketed. So, why is it…