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Don’t assume that an athlete’s personal insurance (their general liability from a homeowner’s policy or personal umbrella coverage) or even the league itself will cover a player promoting their celebrity off the field. It’s important to know that this is NEVER the case, but insurance products are available through select…

They’re everywhere. In your drinking water, household items such as cookware, clothing and stain-resistant carpet, as well as shampoo, paint and detergent. They’re called PFAS, a group of 4,000 perfluorinated and polyfluorinated alkyl substances that are used in consumer products to make life easier. They make clothing waterproof, pots and…

A common set of chemicals found in our drinking water, food and many consumer products is emerging as the latest threat in insurance. Organizations that use these chemicals will likely be held accountable by insurance companies. Hear from Oswald and RT Environmental for an overview of this chemical and its…

As fall turns into winter, we lose daylight, and the weather creates challenging road conditions: one of the biggest winter risk and safety concerns. Review the following quick risk management best practices to support safer winter driving for yourself and your employees: Give yourself adequate time to reach your destination. Allow for an…

Losing your home to a fire or severe weather is stressful enough. The last thing you should have to worry about is not having enough insurance to rebuild it or to be fully reimbursed, but such worries are becoming more common as replacement costs have skyrocketed. So, why is it…

Hear from the cybersecurity teams at Oswald and McDonald Hopkins on how to prevent cyberattacks, practice cyber hygiene, detect threats and respond to breaches faster. Presented by Lacy Rex, VP, Cyber Practice Leader, Oswald Companies James Giszczak, Co-President, McDonald Hopkins Webinar On-Demand | Passcode: cybersecurity23! For more information, visit our Cyber Risk page or contact us here.

You work hard to protect your livelihood and family today, while planning for tomorrow. Securing the proper personal, life, health, disability and long-term care insurance solutions allows you to focus on your well-being in the present and financial security for the future. When these programs work together, it provides peace of mind knowing…

Plan your response now, minimize the impact You can’t run and you can’t hide, but you can fight back against frightening cyberattacks. Join Oswald’s cybersecurity team for a 30-minute webinar on how to create an incident response plan that will help your company recover faster from a potentially harmful attack.…

Climate change, extreme weather and cyberattacks, among other global trends, remain the primary factors driving inflation in premiums for specialties such as commercial property, commercial auto and cyber, according to the Unison Risk Advisors 2023 Fall Commercial State of the Market report. For broad-based insight behind what’s affecting risk and…

The mission of many human service organizations is to provide meaningful programs and services in their community to children and their families in a safe, supportive setting. One of the most important aspects of these services is to protect the most vulnerable population that they serve. Sadly, child sexual abuse…