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A maximum severity rating was recently issued for Apache Log4j vulnerability on Dec. 10, 2021. It allows cyber threat actors to use remote code execution on the servers of the open-source Java package used for logging applications. Log4j is widely used in consumer and enterprise services, websites, applications, and operational…

Ohio Senate Bill 49, also known as the Payment Assurance Bill, was signed into law July 12, 2021, and took effect on Oct. 4, 2021. It established a payment assurance program for registered Design Professionals thus allowing them to file a lien for unpaid fees on projects located within Ohio.…

Personal insurance is the kind of insurance we think of that covers our day-to-day: It covers individuals against loss that results from death, injury, or loss of property. These insurance lines generally protect people and their families from losses they couldn’t afford to cover on their own and allow us…

Have you ever seen the line of private jets at the airport and think, “I’d like to travel that way.” Well, more and more corporations and families are doing just that—purchasing a share of an aircraft or blocks of time to use as they wish. According to an article on…

It starts like any other Monday morning. After brewing a cup of coffee in the office kitchen, you walk to your desk and power on your computer. You’re ready to start the workday, but when you click on the file you were working on last week, you’re horrified to find…

Unlike commercial property & casualty markets that have numerous insurers, the aviation insurance market is highly specialized with far less insurers. Depending on the nature of a risk and the limits needed, multiple insurers may be required to insure 100 percent of a placement, or there may only be one…

The Covid-19 pandemic will likely be one of the costliest catastrophes the construction industry has ever faced. As a leading national practice in construction, Oswald has experienced the following firsthand: increases in material costs, workforce management and electronic bonding. Here are some lessons learned. Three Steps to Fight Inflation in the…

Cyber criminals have recently begun migrating their attacks from larger businesses and organizations to private wealth clients. With information like your Social Security Number and birthdate, scammers can file tax returns, steal from investment accounts, or rack up medical bills. Be careful to protect your paths of least resistance, which…

Oswald Companies was a featured contributor in the Crain’s Cleveland Employee Benefits: Thought Leadership Custom Content, July 2021. In the article titled “Effectively communicating with employees in a hybrid environment,” Bill Fisher, Senior Vice President, Practice Leader, Group Benefits, discusses the importance of employee communication and engagement for all aspects…

Communicating with employees has always been a vexing problem. Though, we can’t blame it on too little communication, considering the amount of emails and phone calls zoom through offices every day, even beyond the traditional office hours. And considering how fast-paced businesses run, we aren’t stopping to consider if our communication capabilities…