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At what dollar amount would you be comfortable liquidating tangible assets to comply with a legal judgement in the event you are sued? This may be a difficult question to answer. Within our litigious society, peace of mind can be hard to find. The potential for involvement in a third-party…

(Oswald Companies’ Ann Roshak and Lisa Pape present Pope Francis Center staffer John Fitzgerald with a few of the fleece blankets they and their co-workers made). Seemingly overnight, just about every facet of American life has changed. Amidst a global pandemic, schools and non-essential businesses have closed. Everyone who can…

Most people know that Michigan’s long-held no-fault auto insurance law is changing on July 2, 2020. At the heart of this change is the PIP (Personal Injury Protection) level that Michigan drivers will now be able to choose. PIP is the part of your auto insurance policy that pays claims…

Does your workplace set up volunteer opportunities once or twice a year? Without minimizing the value of this, Oswald Companies’ employee-owners wanted their days of service to be more meaningful. Team members at this independent insurance and risk management brokerage firm in Bloomfield Hills wanted to be more than “one-and-done”…

Congressman Anthony Gonzalez, U.S. Representative for Ohio’s 16th Congressional District, joined Oswald Companies Chairman and Chief Executive Officer Robert Klonk, and Steptoe & Johnson Chief Legal Counsel Scott Sinder, to discuss details of the CARES Act (Coronavirus Aid, Relief, and Economic Security Act) Phase Three Stimulus Package, approved by Congress…

We all need medical care at some point, and navigating the landscape can be confusing. Whether it’s an unplanned illness, emergency, planned procedure or test, health insurance plan members face access and care decisions at multiple entry points. A member’s journey might start with a primary care doctor, emergency room…

Most of us talk about work and life as if they’re separate things we’re trying to balance on a scale. We find ourselves tipping one way and then the other in search of perfect equilibrium. But what if we tossed out the scale? Maybe work and life don’t have to…

Have you ever had an employee travel in their own car to pick up supplies for the office? Has a team member picked up lunch for a business luncheon? What about visiting a client at an off-site location? These types of activities are common within any business. If your business…

If you consider risk exposures for a company, liability is typically always at the top of the list. Finished products, services provided, vehicles on the road, are all exposures that can trigger a liability claim. Underlying policies provide foundational coverage, but this may not be enough in the event of…

Large or small, a loss to your business can jeopardize operations, revenues and continued success. Comprehensive insurance programs will identify you for losses sustained, but how will those losses impact your long term choice and control in the insurance market? A risk management program is an essential part of this…