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The senior living industry is evolving rapidly, with providers expanding their services, acquiring new campuses, and caring for increasingly diverse populations. With this growth comes a more complex risk environment that involves integrating clinical care, property management, staffing, cybersecurity and insurance to work toward safety, continuity and long-term resilience. Here…

The rising cost of healthcare continues to be a significant burden for employers. On July 30, Oswald hosted a Healthcare and Innovation Summit, which provided a unique opportunity for corporate executives, HR leaders, CFOs and business owners to learn about advancements in the healthcare business that have a direct impact…

July 2025 ABOUT THE AUTHOR:   With 10 years of experience in the insurance and healthcare industry, I’ve had the privilege of working alongside some of the brightest minds in the field.  Over the years, I’ve met with over 500 different organizations and personally consulted with more than 100 companies, ranging…

Many businesses will never reopen after being hit by a hurricane. Of those that do, many will close within a year, according to the Federal Emergency Management Agency. But all is not lost just yet. Actions and planning during the off-season impact how well you are ready to weather another…

The senior living industry is experiencing an historic transformation. Driven by an aging population, shifting care demands, staffing shortages and rising operational costs, many owner/operators are evaluating whether to grow through acquisition or exit the market entirely. As a result, senior care is seeing an unprecedented number of ownership changes,…

It has been several years since GLP-1 medications took the health and wellness landscape by storm. While this class of drugs was introduced to the market as a treatment for Type 2 diabetes 20 years ago, it has gained widespread attention as a solution for weight loss and has been…

As tensions and uncertainty in the Middle East increase, organizations should be more vigilant about their cybersecurity measures. During crisis situations, such as a war or global health issue, cybercrime increases, according to the World Economic Forum. That’s in addition to rising cyber activity for organizations of all kinds and even…

Discrimination on the basis of gender identity and/or sexual orientation in the workplace is prohibited by the Civil Rights Act based on caselaw from the United States Supreme Court. Given recent events, private sector employers are wondering how to protect themselves. First, we need to look back before we can move…

Risk management efforts for construction companies have historically focused on site safety, structural integrity and other physical hazards. While these continue to be primary concerns, construction firms are incorporating more technology into the jobsite, which brings with it cyber-related threats. Ransomware and data breaches, along with other vulnerabilities, have forced…

Year after year, for many employers it’s the same story. The cost of employee benefits keeps rising, causing many companies to look for ways to plug the leak. This often means reducing benefits and shifting more of the cost to employees, but it doesn’t have to. An Individual Coverage Health…