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Most employers understand the importance of good mental health and they offer a comprehensive benefits package to help employees get the services they need. Under the Consolidated Appropriations Act, the Tri-Agencies (the Department of Labor, Health and Human Services and the U.S. Treasury) have taken it one step further by…

The federal government is exploring a slew of changes that could impact employer-sponsored health benefits. Updates to the Affordable Care Act, potential cuts to Medicaid and a new approach to vaccines and preventive care are just a few of the possibilities on the horizon. Here’s are five items to watch…

In today’s digital age, companies are constantly seeking new ways to stand out in a competitive marketplace. Start-ups, in particular, are eager to attract investors to build capital and fuel growth. Across industries, organizations are striving to outperform their competitors and capture greater market share. One area that has become…

What happens when you hear someone provide too many details or use filler words such as like, you know, uh, um? You probably tune out or lose interest. If you catch yourself using similar language, your audiences are likely tuning you out, too. The Oswald Women’s Leadership Council invited Michelle…

Commercial property owners and developers have had a tough time in recent years dealing with the effects of extreme weather. However, in 2025, they may be facing a new challenge – tariffs. As tariffs continue to fluctuate, impacted countries are considering retaliating with tariffs of their own on American goods.…

May 2025 With 10 years of experience in the insurance and healthcare industry, I’ve had the privilege of working alongside some of the brightest minds in the field.  Over the years, I’ve met with over 500 different organizations and personally consulted with more than 100 companies, ranging in size from…

The insurance market is navigating a complex landscape influenced by evolving risks, regulatory changes and economic uncertainties. While certain sectors are experiencing stabilization and even softening, others continue to face persistent challenges that demand strategic risk management and proactive adaptation. New tariffs have added an additional layer of complexity, driving…

The Impact of Tariffs You understand how tariffs work, but the current unpredictable environment of tariffs being levied, pulled back, and put on hold is likely a new experience. Here are a few concerns to ponder as you attempt to plan ahead for your insurance and bonding needs. Many imported…

Tariffs, which are taxes imposed by governments on imported goods, have become a significant concern for the design and construction industry. These tariffs can affect material costs, supply chains, project timelines, and overall economic health. This article explores the fears and risks associated with tariffs and their impact on the…

As you watch the evening news at almost any time of the year, there are bound to be stories about rising waters engulfing a road, a home, and maybe even an entire neighborhood. You probably wonder if your current homeowner’s, condominium or renter’s insurance would cover your property in case…