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Mergers and acquisitions are expected to accelerate in 2018. Technology continues to lessen the time and cost of completing deals. Higher volumes and faster pace mean that managing risk during the transaction period is more important than ever. As a result, and for good reasons, the use of Representations and…

CLEVELAND – March 23, 2018 – Natalie Yakunich, Senior Wellness Consultant with ERChealth, a division of Oswald Companies, has been named a 2018 Movers & Shakers ’25 under ’35 Awards recipient. The Awards, presented by The Cleveland Professional 20/30 Club, recognize 25 young leaders under 35 years of age that have a record of excellence in…

We’re In This Together Forever, Right? Despite the odds of something going amiss, many of us enter into business relationships much as we enter our personal ones—full of optimism and blinded by a shared affinity. We’re partners for life, so what could possibly divide us? At this point it’s hard…

The Dawn Of A New Approach Big. Personal. Integrated. Predictive. Data. There are as many words to describe the onslaught of available information as there are data points and data sets. In the employee benefits and risk management worlds, our ability to select and integrate meaningful data, provide accurate and…

The evolution of manufacturing processes has increased efficiencies and improved quality output. At the same time, advancing technologies opens the door for growing cyber risk for manufacturers. The result can be catastrophic, impacting operations, revenue and reputation. Good Reason to Worry The growing sense of concern about cyber security in…

Healthcare Benefit Trends Address Risk Management Employers grapple with offering benefits that sustain their organizations’ bottom line and meet the needs of employees. It gets harder every year and last year was no exception. Managing benefits, particularly healthcare coverage, impacts profitability and as the war for talent escalates, total rewards…

Thought leaders in the surety, insurance and legal professions heard from experts and engaged with each other at the 2018 AGC Surety Bonding and Risk Management Conference, Jan. 28-31, 2018. Oswald’s Design and Construction team joined Risk Managers, Chief Financial Officers and General Counsels from the largest contracting firms, Chief…

Christina Capadona-Schmitz, Vice President and Director of Marketing Communications, Oswald Companies, has been named a 2018 Distinguished Marketing and Sales Awards honoree. Presented by Sales & Marketing Executives of Cleveland (SME), DMSA is the profession’s premier honor to acknowledge excellence and provide community recognition for outstanding sales and marketing achievements.…

It seems that the adage, “only change is constant,” applies to the senior living market. As an industry, several factors have and will continue to drive and challenge traditional business models, services and investments in this highly competitive industry. It has never been more important to manage the risks associated…

Will your current insurance program provide coverage if your customer sues you for their financial losses due to an error in your manufacturing process/services? You might be thinking this would be covered under your General Liability policy, but in reality, it’s most likely not. This scenario would be covered by…