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Are you currently operating, hiring a subcontractor, or contemplating using a drone in your business? Take a moment to read a recent update on the requirements for an “unmanned” aircraft. The use of drones, or “unmanned aircraft” as they are often referred to within an insurance policy, is becoming more…

It is no secret that sole proprietors and middle market employers have faced challenges when purchasing healthcare insurance for themselves and their employees. Sole proprietors find the rising costs of purchasing on the individual market a hindrance to securing the best coverage. Small employers are often limited in their selections…

The potential for employment practices claims such as sexual harassment allegations, discrimination and wrongful termination has manufacturers on edge, according to the 400 respondents to MAGNET’s Manufacturing Survey. The survey, sponsored by Oswald, asked manufacturers to identify their top concerns and employee lawsuits sit in the top ten. While major…

CLEVELAND – Sept. 24, 2018 – Oswald Companies, one of the nation’s largest independent, employee-owned insurance companies, celebrated its 125th year of business by giving back to area nonprofits who serve Northeast Ohio. On the evening of Sept. 22, 2018, Oswald welcomed clients, partners and civic leaders for its “Community…

As Oswald Companies commemorates its 125th anniversary, I am hitting a milestone as well – ten-plus years’ here. In between all the celebrating, I can’t help but reflect on my decision to stick around while all my peers were moving to job after job. This seems to be pretty rare,…

Liability coverage for assisted living and skilled nursing providers has never been more important. As risk management partners for many care providers, we are seeing claims arising from a variety of events, such as patient falls, delay in treatment, failure to follow physician orders, violation of resident rights, failure to…

BLOOMFIELD HILLS, Mich. — Aug. 20, 2018 — As a first-year nominee, Oswald Companies’ Bloomfield Hills office was named the number one Cool Place to Work in Michigan by Crain’s Detroit Business. Along with 99 other workplaces who made the list of cool workplaces, Oswald was measured and ranked in terms of…

Passing along medical plan costs to employees is nothing new. In fact, this traditional approach has been used for decades as employers scramble to find ways to afford the escalating costs of group benefit plans. Unfortunately, the status quo has many negative, albeit unintended, consequences. Passing along additional costs or…

COLUMBUS – June 27, 2018 – Over the last 12 months, the Columbus Branch of Oswald Companies has been “on-the-grow,” expanding into a larger office space at 353 W. Nationwide Blvd. and earning several distinctions in the Central Ohio market. The team, led by Market Leader Steffan Moody, recently claimed the…

This month’s Women’s Leadership Council blog celebrates the success of women who have paved the way and made Insurance a more diverse industry. Recently, I had the opportunity to slow down and share a coffee with two tenured women of Oswald – Kim Lucarelli and Kathy Miller. Both Kim and…