First impressions can often make or break a deal. Professional presence directly affects that critical first impression and the overall perception your clients, peers and managers will have of you. What can you do to make sure you stand out in a field of many? As defined by Dianne Sutton,…
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Before you plan for the future, you must analyze the present. Data analytics will help you along this path. It may start by identifying health plan behaviors. Perhaps you need to investigate reasons for misuse of services. Maybe you need to identify the barriers that block optimal usage. Consider how…
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It’s no secret that whether you are the buyer or seller, protecting yourself from the chaos of unforeseen liabilities should be of utmost priority. Fortunately, a number of carriers offer transactional liability insurance products. Transactional insurance is a collection of products including representations and warranties, tax liability, pollution and contingent…
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To end 2015, the IRS issued new regulatory guidance in implementing the Affordable Care Act, as well as several delays and extensions. CLICK HERE for an Oswald advisory summarizing the recent extension for employers to complete the IRS reporting requirements. The notice provides a 60-day extension for filing Forms 1095…
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Have you ever wished to make a “sizable” donation to your college alma mater, a favorite charity, or other non-profit organization, but feel you might lack the financial resources? Individuals can invest their money in tax-free life insurance programs to significantly amplify their charitable gift amount at the time of death.…
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Oswald’s Kim Lucarelli, CIC, CAPI, was featured in a recent article Love the Internet of Things? So Do Identity Thieves by Kathleen Tierney, COO of Chubb. The article was published on ThinkAdvisor.com, a web-based network that provides comprehensive and accessible resources and knowledge for the Investment Advisory community. The article focuses on the heavy…
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If you haven’t seen it already, the premier resource for the Retail Real Estate Industry, ICSC has released its annual guide to Shopping Centers, America’s Marketplace for both purchase and purpose driven consumers. The articles below highlight the research and predictions of the holiday shopping season by ICSC. How have you prepared, or done…
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The real estate industry is no stranger to adversity. From putting out daily fires in the business, to putting out actual fires on properties, I’m certain that no scenario – no matter how extreme – easily surprises company leaders. Yet, amidst these turbulent environments, many organizations continue to overlook the…
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Oswald Companies has retained its status as part of an elite group of independent insurance agencies around the United States participating in the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) “Best Practices” Study Group. Each year since 1993, IIABA and Reagan Consulting, an Atlanta-based management…
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Are you spending your hard-earned wealth wisely when it comes to insurance? In 2010 and 2012, ACE Private Risk Services® conducted a survey of more than 600 independent insurance brokers and asked if their clients were over or underinsured with their mass-carrier insurance for 21 types of coverage. The results…
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