As you drive down the highway witnessing jet skis and boats being towed to their destinations, it’s a sure sign that summer has arrived. For those living in a four-season state, you’ve been longing for the days of fishing, cruising and all the fun activities that boating season brings. However,…

Will your current insurance program provide coverage if your customer sues you for their financial losses due to an error in your manufacturing process/services? You might be thinking this would be covered under your General Liability policy, but in reality, it most likely is not. This scenario would be covered…

When it comes to estate planning, Spousal Lifetime Access Trusts (SLATs) have gained popularity as a powerful tool for preserving wealth, minimizing taxes, and providing financial flexibility for couples. SLATs allow individuals to transfer assets to an irrevocable trust for the benefit of their spouse while potentially minimizing estate taxes.…

More than one million fires are reported by fire departments every year.  The number of fires has risen substantially in recent years. According to the U.S. Fire Administration, in 2022 cooking was responsible for nearly half (47.7%) of home fires, followed by faulty heating, carelessness, and electrical malfunction. Fires cause…

Health Benefit Trends Address Risk Management Employers grapple with offering benefits that sustain their organizations’ bottom line and meet the needs of employees. It gets harder every year and last year was no exception. Managing benefits, particularly health and wellness coverage, impacts profitability and as the war for talent escalates,…

February 2025 With 10 years of experience in the insurance and healthcare industry, I’ve had the privilege of working alongside some of the brightest minds in the field. Over the years, I’ve met with over 500 different organizations and personally consulted with more than 100 companies, ranging in size from…

If you use a gas grill, heat your home or spend time in an industrial facility, chances are you have used propane. It’s a well-established gas for many uses, but it can be dangerous. Below are some rules to practice safety in the household and the workplace by following regulations…

When it comes to estate planning and protecting a family’s financial future, trust-owned life insurance (TOLI) can be a powerful tool. TOLI combines the benefits of life insurance coverage with the advantages of a trust, creating a comprehensive strategy that ensures a legacy is preserved while maximizing tax efficiency. What…

When it comes to building a diversified investment portfolio, many individuals overlook an often-underappreciated asset class: cash value life insurance. Life insurance provides essential financial protection for families and businesses. It can also serve as a valuable asset that offers potential growth and tax advantages. Life Insurance as a Diversified…

There has long been a debate whether a focus on public health at the local level really makes a difference in health outcomes. Joel Pszczolkowski, a benefits analyst with Taylor Oswald, collaborated with other researchers to shed some light on the issue. The findings, published in the journal Springer’s Discover…