In today’s technical world, when children always have a computer at their disposal, parents should discuss internet safety with their children at a young age. That might be easier said than done. Many parents today did not grow up in the internet age, so this discussion is often overlooked. However,…

Nearly every organization has an exposure to Cyber Liability. The only differentiating factors are severity and where an organization falls from a risk profile. Organizations that have a large amount of personal health, financial and credit card information can be easily identified as targets for cyberattacks. These attacks are evident…

Accepting the invitation to join a board of directors for a nonprofit organization can be a great honor, but the role also carries many responsibilities. Before you agree to accept a board seat, make sure you understand the roles, risks and responsibilities involved. 1.) What are the expectations of your role on…

These days, the accumulation and sharing of personal data online is a common topic. Just about any company that uses a website or social media is looking to capture data to gain a better understanding of their clients’ needs. However, that can have legal and insurance implications. In recent years,…

Hear from Doug Stalter on how employee ownership sets Oswald apart from other insurance brokerage and risk management firms. 

Organizations are often faced with two questions when it comes to employees. How do we provide a safe workplace environment and how can we ensure employees are accurately reporting the hours worked? For the solution, many employers have turned to using biometrics. These biometrics can include facial recognition to enter…

If you haven’t had a fresh set of eyes review your health insurance program then the time is now. Click below to learn how we helped a client save more than $500,000 and build a strategic plan for long term success.

Do you see people around you moving up the ladder while you stand still? Are you wondering what they have that you don’t? Could it be that they take chances? Step outside of their comfort zone to pursue their dreams or goals? Throughout our career paths, there are those few…

For most career-oriented individuals, career pathing and progression is constantly on the forefront of the mind. Perhaps you’re doing what you need to do, but you’re still being halted in your progression. Let’s face it: you can’t be fully present in 100 projects at once, while skillfully maneuvering through your…

The insurance market continues to soften, with premiums rising across the board but at a slower pace than in the first half of 2024. Some lines such as Workers Compensation, Cyber, Directors & Officers and Employment Practices Liability saw premium declines this quarter, while others including Commercial Auto and Commercial…