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In the midst of tax season, organizations are moving at a rapid pace to meet deadlines and internal demands. Criminals know this hectic time is opportune for scams and fraud. Between January and April 15th, the IRS reports the number of scams has jumped significantly in the last few years.…

Join us for lunch to break bread and learn how Individual Coverage Health Reimbursement Arrangements (ICHRA) and other innovative benefits strategies can help your business save on health care costs. Shaping the future of your employee health insurance benefits may be easier than you think. While the traditional efforts of…

Designer or name-brand prescription drugs can be a significant expense for many consumers, yet some hesitate to switch to generic drugs due to common misconceptions and beliefs. To clear up any confusion, we turned to the U.S. Food and Drug Administration (FDA). Myth #1: Generic prescription drugs aren’t as effective…

Rebates always sound appealing – who wouldn’t want to recoup money on a product that would be purchased anyway? But, when it comes to prescription drugs, rebates aren’t always as beneficial as they may seem on the surface. Sometimes, they can do more harm. In the search for a pharmacy…

With so many variables to consider, owning and running a nursing home can be challenging, making it hard to achieve high marks for quality. Operators can rise to the top by adopting the following best practices, as identified in the 2025 Best Nursing Homes ratings by U.S. News & World…

Join us for networking and learning with Oswald Architects & Engineers Risk Management and AXA XL Insurance. Holy Smokes – A Claim Case Study 2 AIA/CES LU | PDH | HSW Qualified Discipline: Architect & Structural Engineer Project Type: Church renovation and expansion: Poor coordination between the architect’s project manager…

An active shooter. A vehicle used as a weapon. These are words nobody wants to hear, but they are becoming more common. Owners, management and staff of senior care facilities must be vigilant and aware of the risk. Safeguarding all involved is paramount. Oswald’s Aging Services practice understands the needs…

As the senior care industry continues to evolve, many owner/operators are looking to grow market share or exit. The challenging environment has led to an unprecedented number of ownership changes. Occupancy issues, staffing challenges, regulatory burden and reimbursement uncertainty have created a vortex for dealmakers. Obviously, the key to a…

Water can be complex, especially when viewed from an insurance lens. In fact, 24% of all insurance claims are due to water damage, according to the journal Consumer Affairs. That may be why so many questions are raised when evaluating a claim for damage caused by water. Is there coverage?…

Is your company up to the challenge of attracting and retaining the top performers needed to drive your business? Recruiting and retention has taken on a “Game of Thrones” approach where the competition is fierce to land the right candidate, and health benefits are a large part of the equation.…