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Navigating the Impact of Tariffs: Maintaining Adequate Insurance and Bonding for Your Business

oswaldcompanies

The Impact of Tariffs You understand how tariffs work, but the current unpredictable environment of tariffs being levied, pulled back, and put on hold is likely a new experience. Here are a few concerns to ponder as you attempt to plan ahead for your insurance and bonding needs. Many imported…

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The Fears and Risks of Tariffs and Their Impact on the Design and Construction Industry

oswaldcompanies

Tariffs, which are taxes imposed by governments on imported goods, have become a significant concern for the design and construction industry. These tariffs can affect material costs, supply chains, project timelines, and overall economic health. This article explores the fears and risks associated with tariffs and their impact on the…

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Unison Risk Advisors Appoints Brett Tomoff to Vice President of Financial Planning & Analysis

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April 14, 2025 – Unison Risk Advisors is pleased to announce the appointment of Brett Tomoff, CPA, as Vice President of Financial Planning and Analysis. Tomoff is a data-driven finance leader with 15 years of experience in corporate finance, financial planning, treasury, data analytics and IT. In his most recent role…

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Unison Risk Advisors Appoints Joe DiRocco to Chief Financial Officer

oswaldcompanies

April 7, 2025 – Unison Risk Advisors is pleased to announce the appointment of Joe DiRocco as Chief Financial Officer. Joe DiRocco, a seasoned financial leader with over three decades of experience, will bring his strategic vision to Unison Risk Advisors. DiRocco joins Unison Risk Advisors from Fifth Third Bank,…

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When April Showers Bring More Than May Flowers

oswaldcompanies

As you watch the evening news at almost any time of the year, there are bound to be stories about rising waters engulfing a road, a home, and maybe even an entire neighborhood. You probably wonder if your current homeowner’s, condominium or renter’s insurance would cover your property in case…

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The Michael Report: 5 Minutes on Employer-Sponsored Healthcare

With 10 years of experience in the insurance and healthcare industry, I’ve had the privilege of working alongside some of the brightest minds in the field.  Over the years, I’ve met with over 500 different organizations and personally consulted with more than 100 companies, ranging in size from 30 employees…

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How Employees Can Be The Biggest Target for W-2 Phishing During Tax Season

Lacy Rex

In the midst of tax season, organizations are moving at a rapid pace to meet deadlines and internal demands. Criminals know this hectic time is opportune for scams and fraud. Between January and April 15th, the IRS reports the number of scams has jumped significantly in the last few years.…

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[April 9 Event] Meatballs and Benefits: Strategies for Smarter Savings

oswaldcompanies

Join us for lunch to break bread and learn how Individual Coverage Health Reimbursement Arrangements (ICHRA) and other innovative benefits strategies can help your business save on health care costs. Shaping the future of your employee health insurance benefits may be easier than you think. While the traditional efforts of…

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Generic vs. Designer Drugs: Separating Fact from Fiction

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Designer or name-brand prescription drugs can be a significant expense for many consumers, yet some hesitate to switch to generic drugs due to common misconceptions and beliefs. To clear up any confusion, we turned to the U.S. Food and Drug Administration (FDA). Myth #1: Generic prescription drugs aren’t as effective…

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Drug Rebates Aren’t Always a Good Idea: When to Say No

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Rebates always sound appealing – who wouldn’t want to recoup money on a product that would be purchased anyway? But, when it comes to prescription drugs, rebates aren’t always as beneficial as they may seem on the surface. Sometimes, they can do more harm. In the search for a pharmacy…

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