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Surety agents & brokers (same thing) come in all sizes and shapes. What this really means is that the experience and ability of your surety broker is going to be a result of their surety background, experience, and intelligence. Not all surety brokers are the same, just as all financial…

Onsite Health Clinics are not just for the jumbo employers any more. Anticipating shortages in primary care, and frustrated with the cost and quality of care available, companies of all sizes are taking primary care in-house. Employers are also expanding the scope of their clinic services, finding many ways to…

In simple terms, a surety bond is a third party financial and/or performance guarantee of a contract or other legal obligation between two parties. While there are hundreds of bond types, the most common types are bid bonds, performance bonds, payment bonds, license bonds, estate administrator bonds, and appeal bonds.…

If you have teenagers, or will soon, don’t ever assume … … they’ll never invite friends over when you’re away. Or that their friends will never bring alcohol into your home. Teens thrive on friendships and weekend parties, but long gone are the days when teens planned those parties during…

If you are professionally successful, financially comfortable, own a nice home in an “upscale” zip code, there’s a growing threat you could become the target of a high-stakes lawsuit … simply because of your status. That’s the conclusion of a recent national survey sponsored by ACE Private Risk Services among…

Cleveland – April 17, 2013 – Oswald Companies, one of the largest independently-owned insurance brokerage and consulting firms in the U.S., has been named a 2013 recipient of the Crain’s Health Care Heroes Awards in the Wellness Category. As a full service, employee-owned insurance brokerage and consulting firm headquartered in…

It’s usually not the end of the world when your surety company says “no,” but certainly this is a position you should try to avoid.  However, when a surety does surprise you by saying “no” to your bond request, there is a disconnect somewhere between the surety, the broker, the…

The judiciary requires a surety bond to help protect property or money. Some of the most common surety bonds include:   Appeal Bonds (or Supersedeas Bonds)- stop judgment enforcements and guarantee payment when appeals are lost. Attachment Bonds (or Replevin Bonds)- help seize defendants’ property, which plaintiffs can later sell or transfer.…