Within the last 24-36 months, we have experienced an environment of rising rates and premium due to: -Billions in losses stemming from catastrophic losses and natural disasters -Decreased carrier investment returns caused by low interest rates -Increased re-insurance rates -Uptick in underwriter scrutiny of renewal submissions The global pandemic has…

Partnership positions the Unison Risk Advisors platform for accelerated growth and maintaining its independence CLEVELAND and BALTIMORE – March 16, 2022 – Unison Risk Advisors (URA) today announced a strategic investment partnership with Peloton Capital Management (PCM) a Canadian private equity firm based in Toronto. This deal is expected to…

As the world watches the Russian invasion of Ukraine unfold, a close eye should be kept on a different kind of battlefield as well; cyberspace. While we have long known the capabilities of Russian cybercriminal groups, the lines between state-sponsored and independent criminal actors are beginning to blur. For example,…

This webinar is for you if you wonder… What happens when I make a claim, and how do I get the best outcome? What are insurance underwriters really looking for when evaluating my pricing and terms? What happens “behind the curtain” with my loss control recommendations, applications, and other information…

During these unprecedented times, the challenge of managing the ever-increasing cost of health insurance has become more difficult. Employers should consider implementing risk management strategies that can help to avoid potential claims that drive health insurance costs. This strategy requires employee access to information, education, and personal assistance regarding affordable personal…

Over the last decade, more offices have added wellness programs to their corporate lineup which may include walking paths around office campuses, workout rooms, and even regular nutrition and health “Lunch and Learns.” In fact, the workplace is doing more disease prevention and wellness than just about any other entity…

MICHIGAN – Feb. 24, 2022 – Cathy Kosin, Senior Vice President, Michigan Market Leader at Oswald Companies, has been awarded the Leadership Award at the Troy Chamber of Commerce 2022 Business Excellence Awards on Thursday, February 24, 2022. Presented by Matt Paul, Executive Vice President of DTE, the Leadership Award “recognizes…

According to the U.S. Bureau of Labor Statistics, a startling 4.5 million people—the highest number ever recorded—voluntarily left their jobs in November 2021. From your local fast-food restaurant to manufacturing shops and the library down the street, it seems like every business, regardless of industry, size, or location, is hurting…

At some point in our lives we have all heard the saying, “Do what you love, and you’ll never work a day in your life.” The person uttering those words has likely already achieved some form of financial or personal freedom and is at a different stage of their life…

Unison Risk Advisors (RCM&D and Oswald), a leading independent risk management, insurance and employee benefits firm, and BitSight, the industry-standard in cybersecurity ratings, have announced a new partnership to help businesses of all sizes address cyber threats. Cybercrime rates reached new highs in 2021 as data breach rates rose 68…