Promoting the Health & Wellbeing of Women in the Workplace In celebration of Women’s Health & Mental Health Awareness Month, tune in to our three-part webinar series dedicated to promoting women’s health. Each session highlights current approaches and resources available for employers to assist employees and families with the management of a variety…

Oswald Companies was a featured contributor in the Crain’s Cleveland Thought Leadership Forum: Employee Benefits, May 2022. In the article titled “ICHRAs continue to serve many with individualized insurance options,” Frank Spinelli, Managing Director, UROne Benefits®, discusses how Individual Coverage Health Reimbursement Arrangement (ICHRA) can be mutually beneficial to both…

Did you ever wonder why your insurance broker asks—or should be asking—for so much information during the policy purchase process? It’s not that we’re nosy or want to make you jump through hoops. It’s because the more information you share and the more proactive you are, the more we can…

Independent School Benefits Consortium™ (ISBC) Built by Independent Schools for Independent Schools. Beating Trend and Improving Health for More than 20 years. Driven to help independent schools contain healthcare costs and enhance employee value, the ISBC gives independent schools, charter schools, and private colleges and universities control of health insurance…

CLEVELAND – May 9, 2022 – Oswald Financial, Inc. was named by PLANADVISER’s magazine as award winner for 2022 Retirement Plan Adviser of the Year in the Diversity, Equity and Inclusion (DEI) category. The 2022 Retirement Plan Adviser finalists and winners in this category stand out for their success in…

Life insurance, given that it could provide tens of millions of dollars tax-free at someone’s death, should warrant the same consideration and attention as any high-value asset. As such, financing the premiums for a large acquisition of life insurance should be considered. Many families use life insurance as an asset…

In March 2020, when we were first made aware of the threat of COVID-19 and were told to stay home, most of us thought we would be there for a couple of weeks and things would be back to normal. Instead, a couple of weeks turned into a couple of…

WATCH FULL WEBCAST (Password: longterm22!) Washington state implemented the first public Long-Term Care (LTC) option funded through a new payroll tax in January of 2022. Twelve other states are looking to mandate a similar plan. This may rush companies into compliance without a solid understanding of their options. Compliance timelines…

Insurance for yourself or your business is typically one of the last things that most individuals want to spend time or money on. However, we all know it is necessary, especially in these uncertain times. The world of insurance continues to evolve, where emerging risks bring new challenges. These evolving…

Washington state implemented the first public Long-Term Care (LTC) option* funded through a new payroll tax, and other states are looking to mandate a similar plan. California, which is leading the next wave of publicly funded LTC options, may only give employers 24 hours to comply and is expected to…