The 2022 Ohio Safety Congress & Expo (OSC22), sponsored by the Ohio Bureau of Workers’ Compensation (BWC), helps businesses keep their work force safe, healthy and productive. This is the largest regional safety and health conference in the U.S. and attendance is free for Ohio employers and their employees. The…

Health insurance companies offer Wellness Dollars to their members to help promote employee health and well-being. Healthier employees drive improved productivity and lower medical costs. These dollars are frequently used for programs such as smoking cessation, weight loss programs, fitness challenges and/or exercise equipment. Many health insurance companies have recognized…

Oswald Companies was a featured contributor in the Crain’s Cleveland Custom Content: ACG 2022, January 2022. In the article titled “Avoid Closing Pains by Addressing HR, Benefits Issues,” Brian Stovsky, Business Development Leader, Private Equity at Oswald Companies, discusses the importance of making employee benefits a key focus as M&A…

The OSHA recordkeeping process can provide valuable information to an organization. The information can be leveraged to develop strategic plans to improve the company’s risk profile, reduce workers compensation claim activity, and provide a safer work environment for employees. Although valuable, the regulation itself is very detailed and can often…

For over 20 years life settlements have been a little known, yet powerful tool that provided individuals over the age of 70 a way to unlock value in their existing life insurance policy. In its basic form, a life settlement transaction involves a policy owner, the seller of the life…

Employee benefits are becoming more and more important for companies who are competing for the best and the brightest available in this ever-changing work landscape. According to a recent article, discussions about employee benefits are under more scrutiny than ever from the C-suite and beyond. The reasons? There are several,…

A maximum severity rating was recently issued for Apache Log4j vulnerability on Dec. 10, 2021. It allows cyber threat actors to use remote code execution on the servers of the open-source Java package used for logging applications. Log4j is widely used in consumer and enterprise services, websites, applications, and operational…

Ohio Senate Bill 49, also known as the Payment Assurance Bill, was signed into law July 12, 2021, and took effect on Oct. 4, 2021. It established a payment assurance program for registered Design Professionals thus allowing them to file a lien for unpaid fees on projects located within Ohio.…

Just in time for your new year’s resolutions, on Jan. 1, 2022, Unison Risk Advisors (Oswald Companies and RCM&D) will introduce a new wellness solution for you and your employees. Even better news is this wellness solution will provide you with a no cost wellness platform along with the tools…

Personal insurance is the kind of insurance we think of that covers our day-to-day: It covers individuals against loss that results from death, injury, or loss of property. These insurance lines generally protect people and their families from losses they couldn’t afford to cover on their own and allow us…